Alleghany County property record for 428 Winding Way, Covington, VA 24426
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 960 sqft · built 1975 |
| Lot Size | 0.08 acres (3,539 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Jun 2021) |
| Tax Bill | $814 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 057E0-11-A10-0150 |
| Primary APN | 057E0-11-A10-0150 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Gross Area | 2,000 sqft |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 3,539 sqft (0.08 acres) |
| Terrain | Rolling |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 32 sqft |
| Deck Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 9847 |
|---|---|
| Street Address | 428 WINDING WAY |
| City | COVINGTON |
| State | VA |
| Zip | 24426-6410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 15-BLK 1-SEC 2 JACKSON HGTS |
| Legal Subdivision | JACKSON HEIGHTS |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | ALLEGHANY VA |
| Township / Civil Division | JACKSON RIVER |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 80202 |
428 Winding Way is owned and occupied by an individual who bought it in June 2021.
Source: Alleghany County records, as of June 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 428 WINDING WAY, COVINGTON, VA 24426-6410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2021 · Amount on File |
| Deed Sale | Jun 17, 2021 · Amount on File |
| Prior Sale | Dec 4, 2009 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 428 Winding Way was $814.
Source: Alleghany County assessment roll, as of June 11, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Alleghany County |
| Unified School District | Alleghany Highlands Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $814.00 | $166,200 Land $30,000 Building $136,200 | $166,200 Land $30,000 Building $136,200 |
| 2023 | $88,500 Land $20,000 Building $68,500 | $88,500 Land $20,000 Building $68,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 428 Winding Way in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 28, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 11 (1978–2018) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Feb 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 428 Winding Way is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 61% of Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POUNDING MILL serves 1,965 people · EPA ID VA2005600 |
|---|---|
| Water Source | Purchased surface water from CITY OF COVINGTON |
| Last State Inspection | Feb 2025 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Glo Fiber Cable | 1,200 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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