428 Willow Ave, Olyphant, PA 18447 Property Records

Lackawanna County property record for 428 Willow Ave, Olyphant, PA 18447

Property Summary

Property Type	Single Family Home
Details	1,746 sqft · built 1930
Lot Size	0.113 acres (4,950 sqft)
Owner	Individual Name on Record
Last Sale	$435,000 (Apr 2023)
Tax Bill	$32,056 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2020 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`11407010029`

Property Details

APN / Parcel Number

Primary APN	`11407010029`

Interior

Building Area	1,746 sqft Total Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	4,950 sqft (0.113 acres)
Lot Dimensions	110 ft deep x 45 ft wide

Location & Zoning

Street Address	428 WILLOW AVE
City	OLYPHANT
State	PA
Zip	18447-1617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	45X110 LYNCH 2ND ADD L 11 & PT12 B 7 W-02 B-019 L-046
Legal Subdivision	LYNCH SECOND ADDITION
Legal Block	19
Legal Lot Number	46
Jurisdiction	LACKAWANNA PA
Township / Civil Division	OLYPHANT
Census Block Group	2
Census Block	2002
Census Tract	111400

Owner

Source: Lackawanna County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	428 WILLOW AVE, OLYPHANT, PA 18447-1617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 26, 2020	Deed, Transfer · FHA Mortgage STEARNS LENDING LLC
Nov 21, 2018	Quit Claim Deed, Transfer Quitclaim
Nov 21, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2023 · Amount on Record
Deed Sale	Apr 3, 2023 · Amount on Record
Prior Sale	Jun 26, 2020 · Amount on Record
Deed Document Number	20234523
Prior Transfer Date	Jul 10, 2018
Prior Transfer Doc	0000018587
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LACKAWANNA PA
Property Address	428 WILLOW AVE, OLYPHANT, PA 18447-1617
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006622
Date	Mar 30, 2021
Instrument	202106622

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LACKAWANNA PA
Recording Date	Jun 26, 2020
Property Address	428 WILLOW AVE, OLYPHANT, PA 18447-1617
Document Number	0000009076
Instrument Date	Apr 28, 2020
Instrument	202009076
Transaction Type	Transfer
Record Updated	Jun 7, 2022
Title Company	MOUNTAIN ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,382.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 WILLOW AVE, OLYPHANT, PA 18447-1617

Mortgage

Document Number	0000009077
Date	Jun 26, 2020
Instrument	202009077

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2050

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LACKAWANNA PA
Recording Date	Nov 21, 2018
Property Address	428 WILLOW AVE, OLYPHANT, PA 18447-1617
Document Number	0000018588
Instrument Date	Oct 15, 2018
Instrument	18588
Transaction Type	Transfer
Record Updated	Dec 6, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	428 WILLOW AVE OLYPHANT PA 184471617, OLYPHANT, PA 18447-1617

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LACKAWANNA PA
Recording Date	Nov 21, 2018
Property Address	428 WILLOW AVE, OLYPHANT, PA 18447-1617
Document Number	0000018587
Instrument Date	Jul 10, 2018
Instrument	18587
Transaction Type	Transfer
Record Updated	Dec 6, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 WILLOW AVE OLYPHANT PA 184471617, OLYPHANT, PA 18447-1617

Tax Assessment & Valuation

Source: Lackawanna County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lackawanna County
Municipality	Olyphant Borough
Unified School District	Mid Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$32,056.00 (+1,333.63%) Homeowner's exemption	$208,430 (+1,794.82%) Land $30,820 Building $177,610
2024	$2,236.00	$11,000 (-) Land $2,000 Building $9,000	$208,430 (+1,794.82%) Land $30,820 Building $177,610
2023	$2,236.00 Homeowner's exemption	$11,000 Land $2,000 Building $9,000
			$11,000 Land $2,000 Building $9,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 40 policies
Nearby Flood Policies	40 in force
Nearby Flood Claims	48 (1985–2018)
Claims Outside the SFHA	14 of 48
Most Recent Claim	Aug 2018 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Sep 2003 · 12 claims Severe Storms And Flooding, Jan 1996 · 18 claims Hurricane Gloria, Sep 1985 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PA AMER WATER CO LAKE SCRANTON private · serves 137,142 people · EPA ID PA2359008
Water Source	Surface water
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	2,000 / 250
ICON Technologies Fixed Wireless	100 / 50
SkyPacket Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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