Dickson County property record for 428 Wayne Duke Rd, Charlotte, TN 37036
| Property Type | Mobile Home |
|---|---|
| Details | 3 ba · 2,340 sqft · built 2023 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $29,700 (Oct 2018) |
| Tax Bill | $1,524 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Oct 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 022026 02801 |
| Primary APN | 022026 02801 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,340 sqft Living Area |
| 1st Floor Area | 1,184 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Siding |
| Lot Area | 43,560 sqft (1 acres) |
| Terrain | Rolling |
| Deck Area | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 428 WAYNE DUKE RD |
|---|---|
| City | CHARLOTTE |
| State | TN |
| Zip | 37036-5712 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | TRAILER 1 |
| Legal Subdivision | HEMBREE |
| Legal Lot Number | 2 |
| Jurisdiction | DICKSON TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 60201 |
428 Wayne Duke Rd, a mobile home, is owned and occupied by an individual who bought it in October 2018.
Source: Dickson County records, as of July 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 428 WAYNE DUKE RD, CHARLOTTE, TN 37036-5712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 30, 2023 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Oct 26, 2018 | Deed of Trust, Mortgage TRISTAR BK |
| Oct 26, 2018 | Warranty Deed, Subdivision Related Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 26, 2018 · Amount on File |
| Deed Sale | Oct 26, 2018 · Amount on File |
| Prior Sale | Sep 26, 2014 · Amount on File |
| Deed Document Number | 2018293189 |
| Deed Book / Page | 1356 / 963 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DICKSON TN |
| Property Address | 428 WAYNE DUKE RD, CHARLOTTE, TN 37036-5712 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0V15641640 |
|---|---|
| Date | Oct 30, 2023 |
| Book Page | V1564/1640 |
| Instrument | 358779 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 366 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DICKSON TN |
| Property Address | 428 WAYNE DUKE RD, CHARLOTTE, TN 37036-5712 |
| Document Number | V1357398 |
| Instrument Date | Oct 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | BANKERS TITLE AND ESCROW DICKSON, BANKERS TITLE & ESCROW DICKSON |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1499 ROCK SPRINGS RD CUMBERLAND FURNACE TN 370514426, CUMBERLAND FURNACE, TN 37051-4426 |
| Document Number | V1357398 |
|---|---|
| Date | Oct 30, 2018 |
| Book Page | 001357/000398 |
| Instrument | 293298 |
| Name | TRISTAR BK |
|---|---|
| Type | Bank |
| Address | DICKSON, TN 37055 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DICKSON TN |
| Recording Date | Oct 26, 2018 |
| Property Address | 428 WAYNE DUKE RD, CHARLOTTE, TN 37036-5712 |
| Document Number | 00V1356963 |
| Book / Page | V1356 / 963 |
| Instrument Date | Oct 24, 2018 |
| Instrument | 293189 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 1, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 428 WAYNE DUKE RD, CHARLOTTE, TN 37036-5712 |
The 2025 property tax bill for 428 Wayne Duke Rd was $1,524.
Source: Dickson County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Dickson County |
| Unified School District | Dickson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,524.00 | $90,175 Land $5,600 Building $84,575 | |
| 2024 | $360,700 Land $22,400 Building $338,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 428 Wayne Duke Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 428 Wayne Duke Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATER AUTH OF DICKSON COUNTY serves 68,675 people · EPA ID TN0000191 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ignite Broadband Fiber | 2,500 / 2,500 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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