428 Wayne Ave, Oakland, CA 94606 Property Records

Alameda County property record for 428 Wayne Ave, Oakland, CA 94606 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,452 sqft · built 1926
Lot Size0.166 acres (7,260 sqft)
OwnerOwner Name on File
Last Sale$701,500 (Oct 2013)
Tax Bill$12,943 (2025)
Deeds & MortgagesJul 2022 Line of Credit
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN22-308-39

Property Details

APN / Parcel Number

Primary APN22-308-39
Alternative APN
  • 022-0308-039-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,452 sqft Living Area

Exterior

Year BuiltBuilt 1926
Architectural StyleOther
Construction TypeWood
Lot Area7,260 sqft (0.166 acres)

Location & Zoning

Street Address428 WAYNE AVE
CityOAKLAND
StateCA
Zip94606-1127
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBD:IMPERIAL HEIGHTS
Legal SubdivisionIMPERIAL HEIGHTS
JurisdictionALAMEDA CA
Township / Civil DivisionOAKLAND
Census Block Group1
Census Block1002
Census Tract405301

Owner

Source: Alameda County records · APN 22-308-39

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address428 WAYNE AVE, OAKLAND, CA 94606-1127
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Jul 25, 2022Deed of Trust, Mortgage · Line of Credit
FINANCIAL PARTNERS CU
Sep 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 22, 2013 · Amount on Record
Deed SaleOct 22, 2013 · Amount on Record
Prior SaleFeb 21, 2003
Deed Document Number2013336383
Record UpdatedJun 07, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address428 WAYNE AVE, OAKLAND, CA 94606-1127
Transaction TypeMortgage
Record UpdatedAug 19, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address428 WAYNE AVE, OAKLAND, CA 94606-1127

Mortgage

Document Number0000132090
DateJul 25, 2022
Instrument2022132090
Lender
NameFINANCIAL PARTNERS CU
TypeCredit Union
AddressDOWNEY, CA 90242
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address428 WAYNE AVE, OAKLAND, CA 94606-1127
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address428 WAYNE AVE, OAKLAND, CA 94606-1127

Mortgage

Document Number0000231804
DateSep 14, 2020
Instrument2020231804
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueOct 01, 2040

Tax Assessment & Valuation

Source: Alameda County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
MunicipalityOakland City
Unified School DistrictOakland Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$12,943.00 (-1.34%) Homeowner's exemption$859,905 (+4.04%) Land $257,910 Building $601,995
2023$13,119.00 Homeowner's exemption$826,520 Land $247,897 Building $578,623

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Alameda County (06001C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060014053011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AH, within 500 ft
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2011, other causes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 239 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Sonic TelecomFiber10,000 / 10,000
XfinityCable2,000 / 250
VerizonFixed Wireless1,000 / 75
UnwiredFixed Wireless300 / 25
Etheric Communications, LLC.Fixed Wireless (licensed-by-rule)250 / 100
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: California Internet, AT&T, Google Fiber. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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