428 Walnut St, Guilford, MO 64457 Property Records

Nodaway County property record for 428 Walnut St, Guilford, MO 64457

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,364 sqft · built 1910
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$78,800 (Aug 2021)
Tax Bill	$300 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`34-5-21-1-7-5`

Property Details

APN / Parcel Number

Primary APN	`34-5-21-1-7-5`
Alternative APN	`34-05-21-01-07-05000`

Interior

Bedrooms	2 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,364 sqft Base Area
1st Floor Area	1,364 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Metal
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	126 ft deep x 132 ft wide
Garage Area	180 sqft
Utility Building	168 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	428 WALNUT ST
City	GUILFORD
State	MO
Zip	64457
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILSON'S 1ST ADD LOTS 10-12 IN BLK 14 GUILFORD, MO
Legal Subdivision	WILSONS 1ST ADD
Legal Block	14
Legal Lot Number	10-12
Jurisdiction	NODAWAY MO
Township / Civil Division	WASHINGTON
Census Block Group	4
Census Block	4287
Census Tract	470500

Owner

Source: Nodaway County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	428 WALNUT ST, GUILFORD, MO 64457
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage FLANAGAN STATE BANK
May 7, 2020	Deed of Trust, Mortgage · USDA Mortgage UNITED STATES OF AMERICA
Aug 24, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS BANK OF PLATTE CITY
Feb 11, 2021	Warranty Deed, Transfer NODAWAY COUNTY ABSTRACT AND, NODAWAY COUNTY ABSTRACT
Apr 21, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2021 · Amount on Record
Deed Sale	Aug 24, 2021 · Amount on Record
Prior Sale	Feb 11, 2021
Deed Document Number	20212553
Deed Book / Page	1038 / 260
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NODAWAY MO
Recording Date	May 21, 2026
Property Address	428 WALNUT ST, GUILFORD, MO 64457
Document Number	0000001043
Book / Page	1061 / 47
Instrument Date	May 18, 2026
Instrument	20261043
Transaction Type	Mortgage
Record Updated	Sep 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001043,
Date	May 21, 2026
Book Page	1061/47
Instrument	20261043

Lender

Name	FLANAGAN STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NODAWAY MO
Property Address	428 WALNUT ST, GUILFORD, MO 64457
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001007/83
Date	May 7, 2020
Book Page	1007/83
Instrument	2020-0932

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	COLUMBIA, MO 65203

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Apr 24, 2060

Interest

Rate	2.5%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NODAWAY MO
Recording Date	Aug 24, 2021
Property Address	428 WALNUT ST, GUILFORD, MO 64457
Document Number	001038/260
Book / Page	1038 / 260
Instrument Date	Aug 23, 2021
Instrument	20212553
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	NOT AVAILABLE, ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	506 S WASHINGTON ST, 506, MAYSVILLE, MO 64469-9033

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 WALNUT ST, GUILFORD, MO 64457

Mortgage

Document Number	0020212554
Date	Aug 24, 2021
Instrument	20212554

Lender

Name	WELLS BANK OF PLATTE CITY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NODAWAY MO
Recording Date	Feb 11, 2021
Property Address	428 WALNUT ST, GUILFORD, MO 64457
Document Number	001027/111
Book / Page	1027 / 111
Instrument Date	Feb 11, 2021
Instrument	20210415
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	NODAWAY COUNTY ABSTRACT AND, NODAWAY COUNTY ABSTRACT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 S WASHINGTON ST, MAYSVILLE, MO 64469-9033

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NODAWAY MO
Recording Date	Apr 21, 2020
Property Address	428 WALNUT ST, GUILFORD, MO 64457
Document Number	001006/109
Book / Page	1006 / 109
Instrument Date	Apr 21, 2020
Instrument	2020-0817
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 WALNUT ST, GUILFORD, MO 64457
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Nodaway County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Nodaway County
County Subdivision	Washington Township
Municipality	Guilford Town
Unified School District	South Nodaway County R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$300.00 (+9.49%)	$3,470 (+2.97%) Land $180 Building $3,290	$18,240 (+2.88%) Land $930 Building $17,310
2023	$274.00	$3,370 Land $180 Building $3,190	$17,730 Land $930 Building $16,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Most Recent Claim	Jun 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 76% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NODAWAY COUNTY PWSD 1 serves 6,428 people · EPA ID MO1024428
Water Source	Purchased surface water from MARYVILLE PWS
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Sep 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grand River Mutual Telephone Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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