428 Walnut St, Festus, MO 63028 Property Records

Jefferson County property record for 428 Walnut St, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,506 sqft · built 1940
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$164,200 (Jul 2020)
Tax Bill	$1,194 (2024)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`193.006.04012001`

Property Details

APN / Parcel Number

Primary APN	`193.006.04012001`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,506 sqft Living Area
1st Floor Area	1,506 sqft
Basement Area	986 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	100 ft deep x 280 ft wide
Garage Type	Detached
Garage Area	315 sqft

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	16 sqft
Deck Area	Deck Area
Patio Area	192 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	428 WALNUT ST
City	FESTUS
State	MO
Zip	63028-1812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	DERBY CITY; LOTS 1 & 2 DERBY CITY BDRY ADJ; PT LT 10A & PT VACATED FIFTH ST; BLK 15
Legal Range	6E
Legal Township	40N
Legal Section	06
Legal Subdivision	DERBY CITY
Legal Block	15
Legal Lot Number	2,10A
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	5
Census Block	5021
Census Tract	700801

Owner

Source: Jefferson County assessment roll, APN 193.006.04012001, as of September 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	428 WALNUT ST, FESTUS, MO 63028-1812
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 30, 2020 · Amount on Record
Deed Sale	Jul 30, 2020 · Amount on Record
Prior Sale	Apr 09, 2002 · Amount on Record
Deed Document Number	202027205
Prior Transfer Date	Apr 03, 2002
Prior Transfer Doc	0000019112
Record Updated	Jun 08, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jul 30, 2020
Property Address	428 WALNUT ST, FESTUS, MO 63028-1812
Document Number	0000027205
Instrument Date	Jul 16, 2020
Instrument	27205
Transaction Type	Transfer
Record Updated	Sep 08, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 WALNUT ST FESTUS MO 630281812, FESTUS, MO 63028-1812

Mortgage

Document Number	27206
Date	Jul 30, 2020
Instrument	27206

Lender

Name	GERSHMAN MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2050

Tax Assessment & Valuation

Source: Jefferson County assessment roll as of September 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$22,500 (+9.22%) Land $1,500 Building $21,000	$118,700 (-) Land $8,100 Building $110,600
2024	$1,194.00 (+2.93%)		$118,700 (+9.1%) Land $8,100 Building $110,600
2023	$1,160.00	$20,600 Land $1,500 Building $19,100	$108,800 Land $8,100 Building $100,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jefferson County (29099C), as of October 2, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290997008015, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1986–2009)
Claims Outside the SFHA	3 of 7
Most Recent Claim	May 2009 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2009 · 3 claims Severe Storms & Flooding, Sep 1993 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 524 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MO6010276, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	FESTUS PWS serves 13,000 people
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.