428 Wagner St, Troutman, NC 28166 Property Records

Iredell County property record for 428 Wagner St, Troutman, NC 28166

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,993 sqft · built 1907
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Company Names on Record
Last Sale	$425,000 (Dec 2021)
Tax Bill	$4,921 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jul 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4731-83-7392.000`

Property Details

APN / Parcel Number

Primary APN	`4731-83-7392.000`
Alternative APNs	`80088124` `80112957`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,993 sqft Heated Area
Gross Area	5,513 sqft
1st Floor Area	2,274 sqft
Basement Area	395 sqft
Unfinished Basement	395 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1996
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	44,867 sqft (1.03 acres)
Lot Dimensions	259 ft deep x 188 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	741 sqft
Deck Area	384 sqft
Patio Area	384 sqft
Storage Building	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	80112957
Street Address	428 WAGNER ST
City	TROUTMAN
State	NC
Zip	28166-9635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	BROWN
Legal Subdivision	TROUTMAN AREA WEST
Legal Block	83
Jurisdiction	IREDELL NC
Township / Civil Division	FALLSTOWN
Census Block Group	1
Census Block	1019
Census Tract	61202

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	428 WAGNER ST, TROUTMAN, NC 28166-9635
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jul 12, 2021	Warranty Deed, Transfer
Mar 7, 2017	Warranty Deed, Transfer STATE EMPS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2021 · Amount on Record
Deed Sale	Dec 7, 2021 · Amount on Record
Prior Sale	Jul 12, 2021 · Amount on Record
Deed Book / Page	2877 / 1088
Last Transfer Date	Aug 18, 2025
Transfer Doc	0003156639
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Dec 7, 2021
Property Address	428 WAGNER ST, TROUTMAN, NC 28166-9635
Document Number	0028771088
Book / Page	2877 / 1088
Instrument Date	Dec 7, 2021
Transaction Type	Transfer
Record Updated	Dec 16, 2021
Title Company	TITLE COMPANY/NC, TITLE COMPANY OF NC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	215 BYERS RD, 215, TROUTMAN, NC 28166-9546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 WAGNER ST, TROUTMAN, NC 28166-9635

Mortgage

Document Number	0028771091
Date	Dec 7, 2021
Instrument	2877/1091

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Jul 12, 2021
Property Address	428 WAGNER ST, TROUTMAN, NC 28166-9635
Document Number	283182
Book / Page	2831 / 82
Instrument Date	Jul 12, 2021
Transaction Type	Transfer
Record Updated	Jul 23, 2021

Transaction

Amount	Amount Recorded
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 WAGNER ST, TROUTMAN, NC 28166-9635

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Mar 7, 2017
Property Address	428 WAGNER ST, TROUTMAN, NC 28166-9635
Document Number	24771702
Book / Page	002477 / 001702
Instrument Date	Mar 7, 2017
Transaction Type	Transfer
Record Updated	May 12, 2017
Title Company	THE TITLE SERVICES GROUP, THE TITLE CO/NC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	428 WAGNER ST TROUTMAN NC 281669635, TROUTMAN, NC 28166-9635

Mortgage

Document Number	24771704
Date	Mar 7, 2017
Book Page	002477/001704

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Municipality	Troutman Town
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$441,960 (-) Land $56,000 Building $385,960	$441,960 (-) Land $56,000 Building $385,960
2025	$4,921.00 (+3.56%)	$441,960 (+3.61%) Land $56,000 Building $385,960	$441,960 (+3.61%) Land $56,000 Building $385,960
2024	$4,752.00	$426,560 (-) Land $56,000 Building $370,560	$426,560 (-) Land $56,000 Building $370,560
2023	$4,752.00 (+9.82%)	$426,560 (+15.7%) Land $56,000 Building $370,560	$426,560 (+15.7%) Land $56,000 Building $370,560
2022	$4,327.00	$368,680 Land $21,000 Building $347,680	$368,680 Land $21,000 Building $347,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TROUTMAN serves 9,562 people · EPA ID NC0149030
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Wagner St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures