Berks County property record for 428 W Windsor St, Reading, PA 19601
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 5 bd · 2 ba · 1,598 sqft · built 1908 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Individual Name on File |
| Last Sale | $17,000 (Jun 2016) |
| Tax Bill | $1,143 (2026) |
| Deeds & Mortgages | Nov 2025 Mortgage Dec 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 5307-47-35-4004 |
| Primary APN | 5307-47-35-4004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 1,598 sqft Living Area |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Architectural Style | Multi-Family |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 1,307 sqft (0.03 acres) |
| View / Lot | Neighborhood |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 15694250 |
|---|---|
| Street Address | 428 W WINDSOR ST |
| City | READING |
| State | PA |
| Zip | 19601-2325 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Block | 35 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 1100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Queen Anne Historic District listed 2004 · 2,405 contributing resources · NRIS 04001227 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
428 W Windsor St, a residential property, is owned by an individual who acquired it in December 2021.
Source: Berks County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 126 MADISON AVE, READING, PA 19605-2932 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CUSTOMERS BANK |
| Dec 13, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2016 · Amount on File |
| Deed Sale | Jun 27, 2016 · Amount on File |
| Prior Sale | Jan 18, 2001 · Amount on File |
| Deed Document Number | 201621593 |
| Last Transfer Date | Dec 6, 2021 |
| Transfer Doc | 0000061745 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 428 W WINDSOR ST, READING, PA 19601-2325 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Title Company | STEWART ABSTRACT AND TITLE, STEWART ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 610 EL HATCO DR, TEMPLE, PA 19560-1110 |
| Document Number | 0000035193 |
|---|---|
| Date | Nov 12, 2025 |
| Instrument | 2025035193 |
| Name | CUSTOMERS BANK |
|---|---|
| Type | Bank |
| Address | 40 GENERAL WARREN BLVD STE 200, MALVERN, PA 19355 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Dec 13, 2021 |
| Property Address | 428 W WINDSOR ST, READING, PA 19601-2325 |
| Document Number | 0000061745 |
| Instrument Date | Dec 6, 2021 |
| Instrument | 2021061745 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 126 MADISON AVE, READING, PA 19605-2932 |
The 2026 property tax bill for 428 W Windsor St was $1,143.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,143.00 | $40,500 Land $12,000 Building $28,500 | $12,000 Land $12,000 |
| 2024 | $1,072.00 | $40,500 Land $12,000 Building $28,500 | |
| 1994 | $40,500 Land $12,000 Building $28,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 428 W Windsor St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 428 W Windsor St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Greenlight Networks.
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