Kane County property record for 428 W State St, Geneva, IL 60134
| Property Type | Commercial |
|---|---|
| Details | 3,102 sqft · built 1898 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $775,000 (Jul 2006) |
| Tax Bill | $12,576 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03-412-001 |
| Primary APN | 12-03-412-001 |
|---|
| Total Rooms | 12 Rooms |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,102 sqft Gross Area |
| Basement Area | 1,034 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1898 |
|---|---|
| Effective Year Built | Effective 1898 |
| Lot Area | 9,000 sqft (0.207 acres) |
| Cooling System | Central |
|---|
| Street Address | 428 W STATE ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-2104 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 49 5 |
| Legal Subdivision | GENEVA |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 852608 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Central Geneva Historic District listed 1979 · 68 contributing resources · NRIS 79000845 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
428 W State St, a commercial property, is owned by a company that bought it in July 2006.
Source: Kane County records, as of September 8, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 1152, WAYNE, IL 60184-1152 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2006 · Amount on File |
| Deed Sale | Jul 6, 2006 · Amount on File |
| Deed Document Number | 200672078 |
| Prior Transfer Date | Nov 22, 1994 |
| Prior Transfer Doc | 0000085856 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 428 W State St was $12,576, up 4.6% from the year before.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,576.00 (+4.57%) | $163,710 (+8.5%) Land $57,058 Building $106,652 | $491,327 (+8.5%) Land $171,242 Building $320,084 |
| 2024 | $12,026.00 | $150,885 Land $52,588 Building $98,297 | $452,836 Land $157,827 Building $295,009 |
| 2022 | $11,076.00 (+2.04%) | $127,456 (+3.86%) Land $44,422 Building $83,034 | $382,368 (+3.86%) Land $133,266 Building $249,102 |
| 2021 | $10,855.00 | $122,719 Land $42,771 Building $79,948 | $368,157 Land $128,313 Building $239,844 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 428 W State St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 428 W State St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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