428 W Silver Eagle Rd, Sacramento, CA 95834 Property Records

Sacramento County property record for 428 W Silver Eagle Rd, Sacramento, CA 95834

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,032 sqft · built 1953
Lot Size	0.75 acres (32,668 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,686 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2024 Mortgage + 1 more
Flood Zone	Zone A99 (high risk)
APN	`250-0160-008-0001`

Property Details

APN / Parcel Number

Primary APN	`250-0160-008-0001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,032 sqft Living Area
1st Floor Area	1,032 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	32,668 sqft (0.75 acres)
Garage Area	250 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Solar

Location & Zoning

Street Address	428 W SILVER EAGLE RD
City	SACRAMENTO
State	CA
Zip	95834-1604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	50%INT IN LOT 3 HOELAND ACRES CONTG 32,668 SQ FT M/L.
Legal Subdivision	HOMELAND ACRES
Legal Lot Number	3
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1020
Census Tract	7001

Owner

428 W Silver Eagle Rd is owned and occupied by two individuals who acquired it in April 2005.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	428 W SILVER EAGLE RD, SACRAMENTO, CA 95834-1604
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
Oct 16, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 19, 2025	Intrafamily Transfer, Transfer · Line of Credit KIND LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 25, 2005
Transfer Doc	0000000459
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 15, 2026
Property Address	428 W SILVER EAGLE RD, SACRAMENTO, CA 95834-1604
Document Number	2026000892
Book / Page	20260715 / 892
Instrument Date	Jul 10, 2026
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	428 W SILVER EAGLE RD, SACRAMENTO, CA 95834-1604

Mortgage

Document Number	2026000892,
Date	Jul 15, 2026
Book Page	20260715/892

Lender

Name	PLAZA HOME MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	428 W SILVER EAGLE RD, SACRAMENTO, CA 95834-1604
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 W SILVER EAGLE RD, SACRAMENTO, CA 95834-1604

Mortgage

Document Number	0000001181
Date	Oct 16, 2024
Instrument	202410161181

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 19, 2025
Property Address	428 W SILVER EAGLE RD, SACRAMENTO, CA 95834-1604
Document Number	0000000692
Map Reference	MB 19 MAP 10
Instrument Date	Dec 15, 2025
Instrument	202512190692
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	428 W SILVER EAGLE RD, SACRAMENTO, CA 95834-1604

Mortgage

Document Number	0000000693
Date	Dec 19, 2025
Instrument	202512190693

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 428 W Silver Eagle Rd was $1,686, down 26.5% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Twin Rivers Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$116,990 (+2%) Land $42,642 Building $74,348
2025	$1,686.00 (-26.54%)	$114,697 Land $41,806 Building $72,891
2024	$2,295.00 (-20.03%)
2023	$2,870.00 (+6.38%)	$110,245 Land $40,184 Building $70,061
2022	$2,698.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 428 W Silver Eagle Rd in Zone A99, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 276 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	276 in force
Nearby Flood Claims	12 (1992–2023)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 428 W Silver Eagle Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fidium Fiber.

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