Kent County property record for 428 W Reed St, Dover, DE 19904
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2.5 ba · 1,282 sqft · built 2017 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,375 (2026) |
| Deeds & Mortgages | Mar 2021 Line of Credit Mar 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-05-076.12-02-64.01-000 |
| Primary APN | 2-05-076.12-02-64.01-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,282 sqft Total Area |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 1,742 sqft (0.04 acres) |
| Lot Dimensions | 71.5 ft deep x 23.5 ft wide |
| View / Lot | Major Street/Thoroughfare |
| Porch | Slab |
| Porch Area | 19 sqft |
| Cooling System | HVAC |
|---|
| Account Number | 115189 |
|---|---|
| Street Address | 428 W REED ST |
| City | DOVER |
| State | DE |
| Zip | 19904-3734 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RG1 |
| Legal Description | S SD REED ST 1,678 SQ FT 428 WEST REED STREET |
| Legal Subdivision | COMEGYS LOTS |
| Jurisdiction | KENT DE |
| Township / Civil Division | DOVER |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 41400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Victorian Dover Historic District listed 1979 · 482 contributing resources · NRIS 79000622 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
428 W Reed St, a duplex, is owned by a company that acquired it in February 2021.
Source: Kent County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 644 MERCHANT ST, COATESVILLE, PA 19320-3338 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2021 | Deed of Trust, Mortgage · Line of Credit S & T BANK |
| Mar 8, 2021 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 27, 2021 |
| Transfer Doc | 0000411043 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 428 W REED ST, DOVER, DE 19904-3734 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000412933 |
|---|---|
| Date | Mar 25, 2021 |
| Book Page | 10922/48 |
| Instrument | 2021-412933 |
| Name | S & T BANK |
|---|---|
| Type | Bank |
| Address | WEST CHESTER, PA 19380 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Mar 8, 2021 |
| Property Address | 428 W REED ST, DOVER, DE 19904-3734 |
| Document Number | 0000411043 |
| Book / Page | 10867 / 206 |
| Map Reference | MB 131 PG 12 |
| Instrument Date | Feb 27, 2021 |
| Instrument | 2021-411043 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 644 MERCHANT ST, COATESVILLE, PA 19320-3338 |
The 2026 property tax bill for 428 W Reed St was $1,375, up 5.9% from the year before.
Source: Kent County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Municipality | Dover City |
| Unified School District | Capital School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,375.00 (+5.85%) | $221,100 Land $33,200 Building $187,900 |
| 2025 | $1,299.00 | |
| 2023 | $865.00 | $29,400 Land $1,900 Building $27,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 428 W Reed St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1992) |
| Most Recent Claim | Jan 1992 · Severe Coastal Storm |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 428 W Reed St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOVER WATER DEPARTMENT serves 39,491 people · EPA ID DE0000571 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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