428 W Redwing St, Duluth, MN 55803 Property Records

St. Louis County property record for 428 W Redwing St, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.25 ba · 988 sqft · built 1956
Lot Size	0.322 acres (14,057 sqft)
Owner	2 Company Names on Record
Last Sale	$269,900 (Jun 2024)
Tax Bill	$3,322 (2026)
Deeds & Mortgages	Jun 2026 Sale Dec 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-0640-00950`

Property Details

APN / Parcel Number

Primary APN	`010-0640-00950`
Alternative APNs	`1134085` `1167640`

Interior

Bedrooms	3 Beds
Full Baths	1.25 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	988 sqft Gross Area
1st Floor Area	988 sqft
Basement Area	741 sqft
Finished Basement	741 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	14,057 sqft (0.322 acres)
Garage Area	528 sqft
Pool Type	Spa / Hot Tub (No Pool)
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1167640
Street Address	428 W REDWING ST
City	DULUTH
State	MN
Zip	55803-1712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 23 24 AND 25 SERIAL #
Legal Subdivision	COLMANS THIRD ADDITION TO DULUTH
Legal Block	3
Legal Lot Number	23-24
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3036
Census Tract	100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	428 W REDWING ST, DULUTH, MN 55803-1712
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Dec 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP
Jul 28, 2022	Warranty Deed, Transfer · Conventional Mortgage FRANDSEN BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2024 · Amount on Record
Deed Sale	Jun 24, 2024 · Amount on Record
Prior Sale	Jul 28, 2022 · Amount on Record
Deed Document Number	20241080433
Prior Transfer Date	Feb 24, 2004
Prior Transfer Doc	0000771269
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 22, 2026
Property Address	428 W REDWING ST, DULUTH, MN 55803-1712
Document Number	0001102635
Instrument Date	May 29, 2026
Instrument	20261102635
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	428 W REDWING ST, DULUTH, MN 55803-1712

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	428 W REDWING ST, DULUTH, MN 55803-1712
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428W W REDWING ST, DULUTH, MN 55803-1712

Mortgage

Document Number	0001097399
Date	Dec 19, 2025
Instrument	1097399

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 28, 2022
Property Address	428 W REDWING ST, DULUTH, MN 55803-1712
Document Number	0001059404
Instrument Date	Jul 25, 2022
Instrument	1059404
Transaction Type	Transfer
Record Updated	Aug 30, 2022
Title Company	NOT AVAILABLE, PIONEER TITLE TWIN PORTS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$725.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 W REDWING ST, DULUTH, MN 55803-1712

Mortgage

Document Number	0001059405
Date	Jul 28, 2022
Instrument	1059405

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.92%
Type Change Date	Aug 1, 2037
Change Frequency	3 Years
Min Rate At Change	3.99%
Max Rate At Change	11.9%
Index	3-Year CMT
Max Rate	11.9%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,322.00 (+11.1%) Homeowner's exemption
2025	$2,990.00 (-7.2%) Homeowner's exemption	$277,900 (+16.03%) Land $41,700 Building $236,200	$277,900 (+16.03%) Land $41,700 Building $236,200
2024	$3,222.00	$239,500 (+13.67%) Land $43,600 Building $195,900	$239,500 (+13.67%) Land $43,600 Building $195,900
2022		$210,700 Land $50,600 Building $160,100	$210,700 Land $50,600 Building $160,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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