428 W Monroe St, Paris, MO 65275 Property Records

Monroe County property record for 428 W Monroe St, Paris, MO 65275

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,532 sqft · built 1997
Lot Size	0.617 acres (26,880 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,872 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Apr 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-2.0-10-001-009-007.000`

Property Details

APN / Parcel Number

Primary APN	`15-2.0-10-001-009-007.000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,532 sqft Adjusted Area
Gross Area	2,052 sqft
1st Floor Area	2,052 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,880 sqft (0.617 acres)
Lot Dimensions	224 ft deep x 120 ft wide
Garage Area	1,550 sqft
Parking Spaces	6 Parking Spaces
Utility Building	54 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	428 W MONROE ST
City	PARIS
State	MO
Zip	65275-1351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 7 & 8 BLK 2, FOX 3RD ADD. - ALSO LT 16 & 17 BLK 3 FOX ADD - PARIS
Legal Range	10W
Legal Township	54N
Legal Section	10
Legal Subdivision	FOX 3RD ADDITION
Legal Block	2-3
Legal Lot Number	7-8,16
Jurisdiction	MONROE MO
Township / Civil Division	JACKSON
Census Block Group	3
Census Block	3006
Census Tract	960200

Owner

428 W Monroe St is owned and occupied by two individuals who acquired it in March 2023.

Source: Monroe County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	428 W MONROE ST, PARIS, MO 65275-1351
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Deed of Trust, Mortgage HUD
Apr 4, 2025	Deed of Trust, Mortgage HUD
Mar 23, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 11, 2020	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2023
Deed Sale	Mar 23, 2023
Deed Document Number	2023313
Prior Transfer Date	Jun 9, 2020
Prior Transfer Doc	0020200783
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MO
Property Address	428 W MONROE ST, PARIS, MO 65275-1351
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020231002
Date	Sep 13, 2023
Instrument	2023-1002

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount on Record

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MO
Property Address	428 W MONROE ST, PARIS, MO 65275-1351
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020250363
Date	Apr 4, 2025
Instrument	2025-0363

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2055

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MO
Recording Date	Mar 23, 2023
Property Address	428 W MONROE ST, PARIS, MO 65275-1351
Document Number	0020230313
Instrument Date	Mar 22, 2023
Instrument	2023-0313
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	428 W MONROE ST, PARIS, MO 65275-1351

Mortgage

Document Number	0020230314
Date	Mar 23, 2023
Instrument	2023-0314

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

June 2020: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MONROE MO
Recording Date	Jun 11, 2020
Property Address	428 W MONROE ST, PARIS, MO 65275-1351
Document Number	0020200783
Instrument Date	Jun 9, 2020
Instrument	2020-0783
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	428 W MONROE ST, PARIS, MO 65275-1351

Tax Assessment & Valuation

The 2025 property tax bill for 428 W Monroe St was $1,872.

Source: Monroe County assessment roll, as of February 12, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Monroe County
Municipality	Paris City
Unified School District	Paris R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,020 (-)	$158,000 (-)
2025	$1,872.00	$30,020	$158,000 Land $7,100 Building $150,900
2023		$26,370	$138,800
2020	$1,554.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 428 W Monroe St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 17, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (2004–2009)
Most Recent Claim	Apr 2009 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Aug 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 428 W Monroe St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARIS PWS serves 1,161 people · EPA ID MO2010624
Water Source	Purchased surface water from CLARENCE CANNON WHOLESALE WTR COMM
Last State Inspection	Dec 2024
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Mark Twain Communications Company Fixed Wireless	100 / 20

May also be available: Chariton Valley Communication.

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