Gaston County property record for 428 W Main Ave, Gastonia, NC 28052
| Property Type | Bank, Financial Building |
|---|---|
| Details | 3,480 sqft · built 1970 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Company Name on File |
| Last Sale | $125,000 (Feb 1979) |
| Tax Bill | $3,091 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 105961 |
| Primary APN | 105961 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 1 Plumbing Fixture |
|---|---|
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 3,480 sqft Heated Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Porch | Porch |
| Porch Area | 84 sqft |
| Heating System | HVAC |
|---|
| Account Number | 337941 |
|---|---|
| Street Address | 428 W MAIN AVE |
| City | GASTONIA |
| State | NC |
| Zip | 28052-3845 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | OFF01 |
| Legal Description | 01 038 047 00 000 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | GASTONIA |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 31901 |
428 W Main Ave, a commercial property, is owned by a company that bought it in February 1979.
Source: Gaston County records, as of August 31, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 879, GASTONIA, NC 28053-0879 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 1979 · Amount on File |
| Deed Sale | Feb 1, 1979 · Amount on File |
| Deed Book / Page | 1280 / 396 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 428 W Main Ave was $3,091.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Gastonia City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,091.00 | $243,630 Land $43,560 Building $200,070 | |
| 2023 | $3,118.00 | $243,630 Land $43,560 Building $200,070 | |
| 2021 | $149,300 Land $32,670 Building $116,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 428 W Main Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 428 W Main Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Ripple Fiber, Spectrum, T-Mobile, Verizon.
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