428 W D St, Ontario, CA 91762 Property Records

San Bernardino County property record for 428 W D St, Ontario, CA 91762

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,005 sqft · built 1920
Lot Size	0.112 acres (4,896 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Mar 2012)
Tax Bill	$3,635 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2019 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1048-343-13-0000`

Property Details

APN / Parcel Number

Primary APN	`1048-343-13-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,005 sqft Living Area
1st Floor Area	1,005 sqft
Family Room	Family Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1935
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	4,896 sqft (0.112 acres)
Lot Dimensions	102 ft deep x 48 ft wide
View / Lot	Average
Garage Type	Detached
Garage Area	180 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	77 sqft
Patio Area	78 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	428 W D ST
City	ONTARIO
State	CA
Zip	91762-3416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ONTARIO CITY S 102 FT LOT 7 BLK 24
Legal Subdivision	TOWN OF ONTARIO
Legal Block	24
Legal Lot Number	7
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2008
Census Tract	1400

Owner

428 W D St is owned by an individual who acquired it in April 2018.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	1042 N MOUNTAIN AVE, B456, UPLAND, CA 91786-3695
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITADEL SERVICING CORPORATION
Nov 14, 2019	Grant Deed, Mortgage · Line of Credit CHINO COM'L BK
Apr 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage SUPREME LNDG
Apr 6, 2018	Quit Claim Deed, Transfer PROVIDENT TITLE
Apr 6, 2018	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/CA
Jun 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage JORGE LUNA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2012 · Amount on File
Deed Sale	Mar 28, 2012 · Amount on File
Prior Sale	Mar 29, 2011 · Amount on File
Deed Document Number	2012119999
Last Transfer Date	Apr 4, 2018
Transfer Doc	0000121830
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	428 W D ST, ONTARIO, CA 91762-3416
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	TICOR TITLE RIVERSIDE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1042 N MOUNTAIN AVE, UPLAND, CA 91786-3695

Mortgage

Document Number	0000537756
Date	Nov 30, 2021
Instrument	2021-0537756

Lender

Name	CITADEL SERVICING CORPORATION
Type	Non-Lending Institution
Address	LAKE FOREST, CA 92630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 14, 2019
Property Address	428 W D ST, ONTARIO, CA 91762-3416
Instrument Date	Oct 28, 2019
Instrument	421644
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	289 E 25TH ST UPLAND CA 917848331, UPLAND, CA 91784-8331

Mortgage

Document Number	0000421644
Date	Nov 14, 2019
Instrument	421644

Lender

Name	CHINO COM'L BK
Type	Bank
Address	300 N MOUNTAIN AVE, UPLAND, CA 91786-5115

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	428 W D ST, ONTARIO, CA 91762-3416
Document Number	0000153081
Instrument Date	Apr 26, 2018
Transaction Type	Mortgage
Record Updated	May 4, 2018
Title Company	PROVIDENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1042 N MOUNTAIN AVE #B-456 UPLAND CA 917863695, B-456, UPLAND, CA 91786-3695

Mortgage

Document Number	0000153081
Date	Apr 26, 2018
Instrument	153081

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 25, 2048

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 6, 2018
Property Address	428 W D ST, ONTARIO, CA 91762-3416
Document Number	0000121831
Instrument Date	Apr 5, 2018
Instrument	121831
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	PROVIDENT TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	428 W D ST ONTARIO CA 917623416, ONTARIO, CA 91762-3416

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 6, 2018
Property Address	428 W D ST, ONTARIO, CA 91762-3416
Document Number	0000121830
Instrument Date	Apr 4, 2018
Instrument	121830
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1042 N MOUNTAIN AVE #B-456 UPLAND CA 917863695, B-456, UPLAND, CA 91786-3695

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	428 W D ST, ONTARIO, CA 91762-3416
Document Number	0000241237
Instrument Date	Jun 12, 2017
Transaction Type	Mortgage
Record Updated	Jun 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1042 N MOUNTAIN AVE #B-456 UPLAND CA 917863695, B-456, UPLAND, CA 91786-3695

Mortgage

Document Number	0000241237
Date	Jun 13, 2017
Instrument	241237

Lender

Name	JORGE LUNA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 428 W D St was $3,635.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$336,569 (+2%) Land $116,058 Building $220,511
2025	$3,635.00	$329,969 Land $113,782 Building $216,187
2023	$3,453.00 (+1.35%)	$317,156 Land $109,364 Building $207,792
2022	$3,407.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 428 W D St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 428 W D St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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