428 W Bow St, Tyler, TX 75702 Property Records

Smith County property record for 428 W Bow St, Tyler, TX 75702

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,214 sqft · built 1915
Lot Size	0.217 acres (9,496 sqft)
Owner	Individual Name on File
Tax Bill	$4,606 (2025)
Deeds & Mortgages	Mortgage Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R220042`

Property Details

APN / Parcel Number

Primary APN	`R220042`
Alternative APN	`1-50000-0199-00-004010`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,214 sqft Living Area
1st Floor Area	3,176 sqft
Flooring	Hardwood

Exterior

Year Built	Built 1915
Effective Year Built	Effective 2005
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	9,496 sqft (0.217 acres)
Lot Dimensions	118 ft deep x 80.1 ft wide
Porch	Porch
Porch Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	R220042
Street Address	428 W BOW ST
City	TYLER
State	TX
Zip	75702-5103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GOODMANBLOCK 199 LOT 4A
Legal Subdivision	GOODMAN
Legal Block	199
Legal Lot Number	4
Jurisdiction	SMITH TX
Township / Civil Division	TYLER
Census Block Group	2
Census Block	2008
Census Tract	500

Owner

428 W Bow St is owned by an individual who acquired it in April 2022.

Source: Smith County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	1714 N ROSS AVE, TYLER, TX 75702-3144
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
	Deed of Trust, Mortgage
Apr 4, 2022	Vendor's Lien, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2022
Deed Sale	Apr 4, 2022
Deed Document Number	WDVL 12954
Record Updated	Jun 8, 2026

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	428 W BOW ST, TYLER, TX 75702-5103
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 W BOW ST, TYLER, TX 75702-5103

April 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	SMITH TX
Recording Date	Apr 4, 2022
Property Address	428 W BOW ST, TYLER, TX 75702-5103
Document Number	0001012954
Map Reference	CAB F SL 264D
Instrument Date	Mar 31, 2022
Instrument	202201012954
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109S W 33RD ST, TYLER, TX 75702

Mortgage

Document Number	0001012955
Date	Apr 4, 2022
Instrument	202201012955

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 428 W Bow St was $4,606, up 2% from the year before.

Source: Smith County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Municipality	Tyler City
Unified School District	Tyler Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,606.00 (+19.98%)	$275,552 Land $23,231 Building $252,321	$275,552 Land $23,231 Building $252,321
2024	$3,839.00 (+17.11%)
2023	$3,278.00 (+98.19%)	$188,051 Land $19,174 Building $168,877	$188,051 Land $19,174 Building $168,877
2022	$1,654.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 428 W Bow St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1987–1989)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 1989 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 428 W Bow St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TYLER serves 107,000 people · EPA ID TX2120004
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Etex Telephone, T-Mobile.

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