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428 W 5th St, Chico, CA 95928 Property Records

Butte County property record for 428 W 5th St, Chico, CA 95928

Property Summary

Property TypeSingle Family Home
Details6 bd · 3 ba · 2,535 sqft · built 1902
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$425,000 (Nov 2022)
Tax Bill$5,112 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN004-128-006-000

Property Details

APN / Parcel Number

Primary APN004-128-006-000
Alternative APN
  • 004-128-006

Interior

Bedrooms6 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,535 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1902
Effective Year BuiltEffective 1902
Architectural StyleConventional
Construction TypeWood
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
Heating FuelWood
SewerConnected

Location & Zoning

Old Parcel Number004-128-006
Street Address428 W 5TH ST
CityCHICO
StateCA
Zip95928-5217
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITY
Legal Description428 W 5TH ST
Legal SubdivisionCHICO
Legal Block79
Legal Lot Number5,6
JurisdictionBUTTE CA
Township / Civil DivisionCHICO
Census Block Group2
Census Block2032
Census Tract1000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the South of Campus Neighborhood
listed 1991 · 114 contributing resources · NRIS 91000636

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

428 W 5th St is owned by two individuals who bought it in November 2022.

Source: Butte County records, as of August 21, 2026

Owner of Record2 Individual Names on File
Mailing Address4159 HAINES AVE, SAN JOSE, CA 95136-1826
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 7, 2022 · Amount on File
Deed SaleNov 7, 2022 · Amount on File
Deed Document Number202236165
Record UpdatedOct 29, 2026

November 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBUTTE CA
Recording DateNov 7, 2022
Property Address428 W 5TH ST, CHICO, CA 95928-5217
Document Number0000036165
Instrument DateNov 2, 2022
Instrument2022-0036165
Transaction TypeTransfer
Record UpdatedNov 30, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4159 HAINES AVE, SAN JOSE, CA 95136-1826

Mortgage

Document Number0000036166
DateNov 7, 2022
Instrument2022-0036166
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 428 W 5th St was $5,112.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyButte County
MunicipalityChico City
Unified School DistrictChico Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$451,013 (+2%) Land $169,793 Building $281,220
2025$5,112.00$442,170 Land $166,464 Building $275,706
2024$455,670
2023$4,737.00 (+510.44%)$425,000 Land $160,000 Building $265,000
2022$776.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 428 W 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 428 W 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL-WATER SERVICE CO.-CHICO
private · serves 110,473 people · EPA ID CA0410002
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: DigitalPath, GeoLinks, Race Communications.

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