428 W 16th St, Chico, CA 95928 Property Records

Butte County property record for 428 W 16th St, Chico, CA 95928

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,327 sqft · built 1934
Lot Size	0.17 acres (7,405 sqft)
Owner	Trust Name on File
Last Sale	$375,000 (Mar 2020)
Tax Bill	$4,696 (2025)
Deeds & Mortgages	Dec 2021 Transfer Mar 2020 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`005-192-009-000`

Property Details

APN / Parcel Number

Primary APN	`005-192-009-000`
Alternative APN	`005-192-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,327 sqft Living Area
1st Floor Area	1,327 sqft

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Architectural Style	Conventional
Construction Type	Wood
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	005-192-009
Street Address	428 W 16TH ST
City	CHICO
State	CA
Zip	95928-6508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	428 W. 16TH ST.
Legal Subdivision	BARBERS 1ST ADD
Legal Block	18
Legal Lot Number	10-12
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	2
Census Block	2016
Census Tract	1200

Owner

428 W 16th St is owner-occupied and held in a trust since December 2021.

Source: Butte County records, as of August 21, 2026

Owner of Record	Trust Name on File
Mailing Address	428 W 16TH ST, CHICO, CA 95928-6508
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Intrafamily Transfer, Transfer
Mar 26, 2020	Grant Deed, Transfer · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Mar 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMERCIAL HM MTG
Sep 5, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI CALIBER HM LOANS
Dec 21, 2017	Grant Deed, Transfer BIDWELL TITLE AND ESCROW
Jul 26, 2017	Grant Deed, Transfer TIMIOS TITLE INC
Jul 26, 2017	Quit Claim Deed, Transfer TIMIOS TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2020 · Amount on File
Deed Sale	Mar 26, 2020 · Amount on File
Prior Sale	Sep 5, 2018 · Amount on File
Deed Document Number	202013502
Last Transfer Date	Dec 20, 2021
Transfer Doc	0000055702
Record Updated	Oct 29, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTTE CA
Recording Date	Dec 30, 2021
Property Address	428 W 16TH ST, CHICO, CA 95928-6508
Document Number	0000055702
Map Reference	MB 4 PG 56
Instrument Date	Dec 20, 2021
Instrument	2021-0055702
Transaction Type	Transfer
Record Updated	Jan 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 W 16TH ST, CHICO, CA 95928-6508

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Mar 26, 2020
Property Address	428 W 16TH ST, CHICO, CA 95928-6508
Document Number	0000013502
Map Reference	MB 4 PG 56
Instrument	2020-0013502
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	BIDWELL TITLE AND ESCROW CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	428 W 16TH ST, CHICO, CA 95928-6508

Mortgage

Document Number	0000013503
Date	Mar 26, 2020
Instrument	2020-0013503

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Mortgage

Document Number	0000013505
Date	Mar 26, 2020
Instrument	2020-0013505

Lender

Name	COMMERCE MORTGAGE
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 25, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	428 W 16TH ST, CHICO, CA 95928-6508
Document Number	0000013505
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	May 6, 2020
Title Company	BIDWELL TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 W 16TH ST CHICO CA 959286508, CHICO, CA 95928-6508

Mortgage

Document Number	0000013505
Date	Mar 26, 2020
Instrument	13505

Lender

Name	COMMERCIAL HM MTG
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

September 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Sep 5, 2018
Property Address	428 W 16TH ST, CHICO, CA 95928-6508
Document Number	0000030001
Instrument Date	Aug 30, 2018
Instrument	30001
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 3, 2018
Title Company	BIDWELL TITLE AND ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$392.70
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 W 16TH ST CHICO CA 959286508, CHICO, CA 95928-6508
Investor	Possibly a Property Investor

Mortgage

Document Number	30002
Date	Sep 5, 2018
Instrument	30002

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2048

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Dec 21, 2017
Property Address	428 W 16TH ST, CHICO, CA 95928-6508
Document Number	0000044875
Instrument Date	Dec 15, 2017
Instrument	44875
Transaction Type	Transfer
Record Updated	Jan 10, 2018
Title Company	BIDWELL TITLE AND ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16 RED FOX CT CHICO CA 959738954, CHICO, CA 95973-8954

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jul 26, 2017
Property Address	428 W 16TH ST, CHICO, CA 95928-6508
Document Number	0000025646
Instrument Date	Jul 24, 2017
Instrument	25646
Transaction Type	Transfer
Record Updated	Aug 18, 2017
Title Company	TIMIOS TITLE INC

Transaction

Amount	Amount on Record
Tax	$121.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	428 W 16TH ST CHICO CA 959286508, CHICO, CA 95928-6508

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUTTE CA
Recording Date	Jul 26, 2017
Property Address	428 W 16TH ST, CHICO, CA 95928-6508
Document Number	0000025647
Instrument Date	Jul 24, 2017
Instrument	25647
Transaction Type	Transfer
Record Updated	Aug 18, 2017
Title Company	TIMIOS TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	428 W 16TH ST CHICO CA 959286508, CHICO, CA 95928-6508

Tax Assessment & Valuation

The 2025 property tax bill for 428 W 16th St was $4,696 with a homeowner's exemption, up 6.9% from the year before.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$418,312 (+2%) Land $145,014 Building $273,298
2025	$4,696.00 (+6.87%) Homeowner's exemption	$410,111 Land $142,171 Building $267,940
2024	$4,394.00 (+1.24%)		$374,940
2023	$4,340.00 (+1.57%) Homeowner's exemption	$394,188 Land $136,651 Building $257,537
2022	$4,273.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 428 W 16th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Nearby Flood Policies	49 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 428 W 16th St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Race Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DigitalPath.

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