428 Vincent St, Cedar Hill, TX 75104 Property Records

Dallas County property record for 428 Vincent St, Cedar Hill, TX 75104

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,180 sqft · built 1984
Lot Size0.129 acres (5,619 sqft)
OwnerIndividual Name on File
Last Sale$96,000 (Jul 2008)
Tax Bill$1,750 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Mar 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN160206900K02900

Property Details

APN / Parcel Number

Primary APN160206900K02900
Alternative APN
  • 16-02069-00K-029-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,180 sqft Living Area
1st Floor Area1,180 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialBrick Veneer
Construction TypeFrame
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area5,619 sqft (0.129 acres)
Lot Dimensions62 ft deep x 80 ft wide
Garage TypeAttached
Garage Area231 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
Water SourceCommercial

Location & Zoning

Account Number160206900K02900
Street Address428 VINCENT ST
CityCEDAR HILL
StateTX
Zip75104-9083
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZ64
Legal DescriptionHIGHLANDS 3 & 8 REP BLK K LOT 29 INT20080231221 DD07082008 CO-DC 0206900K02900 4CH0206900K
Legal SubdivisionHIGHLANDS 3 & 8 REP
Legal Tract2069
Legal BlockK
Legal Lot Number29
JurisdictionDALLAS TX
Township / Civil DivisionSOUTHWEST DALLAS
Census Block Group2
Census Block2023
Census Tract16626

Owner

428 Vincent St is owned and occupied by an individual who bought it in July 2008.

Source: Dallas County records, as of August 10, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 2824, CEDAR HILL, TX 75106-2824
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 5, 2023Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Mar 26, 2019Loan Modification, Mortgage · FHA Mortgage
LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 15, 2008 · Amount on File
Deed SaleJul 15, 2008 · Amount on File
Prior SaleJan 9, 2007 · Amount on File
Deed Document Number2008231221
Prior Transfer DateJul 8, 2008
Prior Transfer Doc0000231221
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDALLAS TX
Property Address428 VINCENT ST, CEDAR HILL, TX 75104-9083
Transaction TypeMortgage
Record UpdatedSep 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 2824, CEDAR HILL, TX 75106-2824

Mortgage

Document Number0000177987
DateSep 5, 2023
Instrument202300177987
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueSep 1, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionDALLAS TX
Property Address428 VINCENT ST, CEDAR HILL, TX 75104-9083
Document Number0000100209
Instrument DateMar 26, 2019
Transaction TypeMortgage
Record UpdatedMay 7, 2019
Title CompanySERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address428 VINCENT ST CEDAR HILL TX 751049083, CEDAR HILL, TX 75104-9083

Mortgage

Document Number0000100209
DateApr 22, 2019
Instrument100209
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 21, 2049
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 428 Vincent St was $1,750 with exemptions applied, down 7.8% from the year before.

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

TypeName
StateTexas
CountyDallas County
MunicipalityCedar Hill City
Unified School DistrictCedar Hill Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$246,440 (-) Land $55,000 Building $191,440$246,440 (-) Land $55,000 Building $191,440
2025$1,750.00 (-7.8%) Homeowner's exemption$246,440 Land $55,000 Building $191,440$246,440 Land $55,000 Building $191,440
2024$1,898.00 (+15.1%)
2023$1,649.00 (-3.62%) Homeowner's exemption$215,570 Land $40,000 Building $175,570$215,570 Land $40,000 Building $175,570
2022$1,711.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 428 Vincent St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 428 Vincent St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CEDAR HILL
serves 50,904 people · EPA ID TX0570036
Water SourcePurchased surface water from DALLAS WATER UTILITY
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 836 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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