428 Upper Neck Rd, Elmer, NJ 08318 Property Records

Salem County and Pittsgrove Township property record for 428 Upper Neck Rd, Elmer, NJ 08318 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 2015
Square Footage	3,464 sqft Living Area
Lot Size	9.96 acres
Garage	Detached
Occupancy	Owner Occupied
Last Sale	$95,000 (2012)
Tax Bill	$20,036.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`11-00802-0000-00011-02`
Alternative APN	`11008020000000110002`

Interior

Building Area	3,464 sqft Living Area
Stories	1 Stories

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	434,293 sqft
Garage Type	Detached Garage

Location & Zoning

Street Address	428 UPPER NECK RD
City	ELMER
State	NJ
Zip	08318-3415
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	802
Legal Lot Number	11.2
Jurisdiction	SALEM NJ
Minor Civil Division	PITTSGROVE
Census Blockgroup	1
Census Block	1020
Census Tract	21102

Owner

Source: Salem County and Pittsgrove Township records · APN 11-00802-0000-00011-02

Assessment roll updated July 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	428 UPPER NECK RD, ELMER, NJ 08318-3415
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 01, 2012 · Amount on Record
Deed Sale	Feb 01, 2012 · Amount on Record
Prior Sale	Dec 24, 1997 · Amount on Record
Deed Doc Number	201241782
Deed Book / Page	3408 / 784
Last Transfer Date	Jun 26, 2015
Transfer Doc	00396900091
Record Refreshed	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM NJ
Property Address	428 UPPER NECK RD, ELMER, NJ 08318-3415
Document Number	0045631940
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 UPPER NECK RD PITTSGROVE NJ 083183415, PITTSGROVE, NJ 08318-3415

Mortgage

Document Number	0045631940
Date	Sep 30, 2020
Book Page	004563/001940
Instrument	7805

Lender

Name	FULTON BK NA
Address	WOODBURY, NJ 08096

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 29, 2045

Tax Assessment & Valuation

Source: Salem County and Pittsgrove Township records · Assessment roll updated July 2, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Salem County
County Subdivision	Pittsgrove Township
Unified School District	Pittsgrove Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$470,000 (-) Land $89,900 Building $380,100	$470,000 (-) Land $89,900 Building $380,100
2025	$20,036.00 (+0.8%)	$470,000 (-) Land $89,900 Building $380,100	$470,000 (-) Land $89,900 Building $380,100
2024	$19,876.00 (+6.82%)
2023		$470,000 Land $89,900 Building $380,100	$470,000 Land $89,900 Building $380,100
2022	$18,607.00

Flood & Wildfire

428 Upper Neck Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Salem County (34033C), updated June 27, 2016

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 58th percentile of exposed land nationally · 74th in New Jersey
Wildfire Likelihood	Moderate — about 1 in 769 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.