428 Union Ave, Mount Vernon, NY 10550 Property Records

Westchester County and Mount Vernon City property record for 428 Union Ave, Mount Vernon, NY 10550

Property Summary

Property Type	Triplex
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$685,000 (Apr 2022)
Tax Bill	$14,265 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Oct 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`550800 169.31-3128-13`

Property Details

APN / Parcel Number

Primary APN	`550800 169.31-3128-13`
Alternative APNs	`080016903131280130000000` `089090`

Exterior

Architectural Style	Triplex
Lot Area	5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	089090
Street Address	428 UNION AVE
City	MOUNT VERNON
State	NY
Zip	10550-4514
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Subdivision	VILLAGE OF MOUNT VERNON
Legal Block	3128
Legal Lot Number	13.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MOUNT VERNON
Census Block Group	1
Census Block	1010
Census Tract	2700

Owner

Source: Westchester County and Mount Vernon City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	428 UNION AVE, MOUNT VERNON, NY 10550-4514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Deed, Transfer · FHA Mortgage CLIFFCO INC
Oct 1, 2020	Warranty Deed, Transfer MEISTER ABSTRACT CORPORATION, MEISTER ABSTRACT CORP
Nov 27, 2019	Deed in Lieu of Foreclosure, Foreclosure COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2022 · Amount on Record
Deed Sale	Apr 11, 2022 · Amount on Record
Prior Sale	Nov 27, 2019 · Amount on Record
Deed Document Number	20223476
Prior Transfer Date	Oct 15, 2019
Prior Transfer Doc	0592683402
Record Updated	Oct 29, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Apr 11, 2022
Property Address	428 UNION AVE, MOUNT VERNON, NY 10550-4514
Document Number	0620413476
Instrument Date	Feb 10, 2022
Instrument	620413476
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ISLAND ESTS ABSTRACT, ISLAND ESTATES ABSTRACT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,740.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44 W 62ND ST # ST3B, 44, NEW YORK, NY 10023-7008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1404 DUMONT AVE # 2, 2, BROOKLYN, NY 11208-4604

Mortgage

Document Number	0620473908
Date	Apr 11, 2022
Instrument	620473908

Lender

Name	CLIFFCO INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Oct 1, 2020
Property Address	428 UNION AVE, MOUNT VERNON, NY 10550-4514
Document Number	0602473789
Book / Page	060247 / 003789
Instrument Date	Jun 23, 2020
Transaction Type	Transfer
Record Updated	Oct 22, 2020
Title Company	MEISTER ABSTRACT CORPORATION, MEISTER ABSTRACT CORP

Transaction

Amount	Amount Recorded
Tax	$1,420.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	44 W 62ND ST #3B NEW YORK NY 100237009, 3B, NEW YORK, NY 10023-7009

November 2019: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	WESTCHESTER NY
Recording Date	Nov 27, 2019
Property Address	428 UNION AVE, MOUNT VERNON, NY 10550-4514
Document Number	0592683402
Book / Page	059268 / 003402
Instrument Date	Oct 15, 2019
Transaction Type	Foreclosure
Record Updated	Dec 10, 2019
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$1,108.20
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3020 OLD RANCH PKWY SEAL BEACH CA 907402765, SEAL BEACH, CA 90740-2765

Tax Assessment & Valuation

Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,265.00 (+24.42%)
2025	$11,465.00	$8,300 (-) Land $2,500 Building $5,800	$461,111 (+6.67%) Land $138,889 Building $322,222
2024		$8,300 (-) Land $2,500 Building $5,800	$432,291 (-10.94%) Land $130,208 Building $302,083
2023		$8,300 Land $2,500 Building $5,800	$485,380 Land $146,199 Building $339,181

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER DEPARTMENT serves 73,893 people · EPA ID NY5903441
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	7 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 839 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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