428 Trinity St, Lockhart, TX 78644 Property Records

Caldwell County property record for 428 Trinity St, Lockhart, TX 78644

Property Summary

Property Type	Single Family Home
Details	1,176 sqft · built 1925
Lot Size	0.238 acres (10,367 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Oct 2015)
Tax Bill	$4,859 (2026)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0300017-016-042-00`

Property Details

APN / Parcel Number

Primary APN	`0300017-016-042-00`
Alternative APNs	`R17847` `17847`

Interior

Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1999
Architectural Style	Georgian
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Reinforced Concrete
Lot Area	10,367 sqft (0.238 acres)
Lot Dimensions	182 ft deep x 59 ft wide
Garage Type	Carport
Garage Area	320 sqft
Carport	Carport
Carport Area	320 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	349 sqft
Patio Area	126 sqft
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Space Heater

Location & Zoning

Account Number	17847
Street Address	428 TRINITY ST
City	LOCKHART
State	TX
Zip	78644-2814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A017 LOCKHART, BYRD, ACRES .238
Legal Subdivision	LOCKHART, BYRD
Jurisdiction	CALDWELL TX
Township / Civil Division	LOCKHART
Census Block Group	1
Census Block	1020
Census Tract	960200

Owner

Source: Caldwell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	428 TRINITY ST, LOCKHART, TX 78644-2814
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2015 · Amount on Record
Deed Sale	Oct 13, 2015 · Amount on Record
Prior Sale	Jan 31, 2013 · Amount on Record
Deed Document Number	20156808
Prior Transfer Date	Jun 11, 2010
Prior Transfer Doc	0000003981
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Property Address	428 TRINITY ST, LOCKHART, TX 78644-2814
Transaction Type	Mortgage
Record Updated	Feb 3, 2022
Title Company	SAN JACINTO TITLE COMPANY, SAN MARCOS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022000457
Date	Jan 20, 2022
Instrument	2022-000457

Lender

Name	PIONEER BANK
Type	Bank
Address	AUSTIN, TX 78705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Caldwell County
Municipality	Lockhart City
Unified School District	Lockhart Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,859.00 (+11.65%)	$235,489 (+1%)	$250,590 (-6.86%) Land $63,240 Building $187,350
2025	$4,352.00 (+45.02%) Homeowner's exemption	$214,081 (+21%) Land $63,240 Building $205,800	$269,040 (-0.96%) Land $63,240 Building $205,800
2024	$3,001.00 (+17.04%)
2023	$2,564.00 (-21.42%) Homeowner's exemption	$176,926 Land $63,240 Building $208,410	$271,650 Land $63,240 Building $208,410
2022	$3,263.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOCKHART serves 18,800 people · EPA ID TX0280001
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Rise Broadband Fiber	1,000 / 200
Spry Air Fiber Fixed Wireless	250 / 50
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon, VTX Communications.

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