Westmoreland County property record for 428 Traction Ave, Derry, PA 15627
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $131,900 (Jun 2017) |
| Tax Bill | $1,751 (2026) |
| Deeds & Mortgages | Jan 2018 Mortgage Jun 2017 Sale & Mortgage |
| APN | 45-36-09-0-010 |
| Primary APN | 45-36-09-0-010 |
|---|---|
| Alternative APN |
|
| Lot Area | 9,000 sqft (0.207 acres) |
|---|---|
| Lot Dimensions | 150 ft deep x 60 ft wide |
| Street Address | 428 TRACTION AVE |
|---|---|
| City | DERRY |
| State | PA |
| Zip | 15627-1813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT & HSE 60 X 150 |
| Jurisdiction | WESTMORELAND PA |
| Township / Civil Division | DERRY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 808100 |
428 Traction Ave is owned and occupied by an individual who bought it in June 2017.
Source: Westmoreland County records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 428 TRACTION AVE, DERRY, PA 15627-1813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 2, 2018 | Deed of Trust, Mortgage · FHA Mortgage PLAZA HOME MORTGAGE INC |
| Jun 1, 2017 | Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2017 · Amount on File |
| Deed Sale | Jun 1, 2017 · Amount on File |
| Deed Document Number | 201717876 |
| Prior Transfer Date | Feb 1, 2015 |
| Prior Transfer Doc | 0000006465 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Property Address | 428 TRACTION AVE, DERRY, PA 15627-1813 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000091 |
|---|---|
| Date | Jan 2, 2018 |
| Instrument | 201801020000091 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | WAKEFIELD, MA 01880 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Recording Date | Jun 1, 2017 |
| Property Address | 428 TRACTION AVE, DERRY, PA 15627-1813 |
| Document Number | 0000017876 |
| Map Reference | VOL3699 PG314 |
| Instrument Date | Apr 20, 2017 |
| Instrument | 201706010017876 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,638.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 428 TRACTION AVE, DERRY, PA 15627-1813 |
| Document Number | 0000017877 |
|---|---|
| Date | Jun 1, 2017 |
| Instrument | 201706010017877 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2047 |
The 2026 property tax bill for 428 Traction Ave was $1,751, up 0.8% from the year before.
Source: Westmoreland County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Westmoreland County |
| County Subdivision | Derry Township |
| Unified School District | Derry Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,751.00 (+0.81%) | $13,980 Land $1,330 Building $12,650 | |
| 2025 | $1,737.00 | $13,980 Land $1,330 Building $12,650 | |
| 2024 | $1,737.00 | $13,980 Land $1,330 Building $12,650 | |
| 1972 | $13,980 Land $1,330 Building $12,650 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 428 Traction Ave; there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Jan 1978 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 428 Traction Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DERRY BORO MUNI AUTH serves 6,500 people · EPA ID PA5650049 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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