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428 Torner Rd, Baltimore (Essex), MD 21221 Property Records

Baltimore County property record for 428 Torner Rd, Baltimore, MD 21221

Property Summary

Property TypeTownhouse
Details2 ba · 1,024 sqft · built 1954
Lot Size0.087 acres (3,822 sqft)
OwnerIndividual Name on File
Last Sale$161,500 (Jan 2019)
Tax Bill$1,151 (2023)
Deeds & MortgagesJul 2021 Mortgage
Jan 2019 Assignment
APN15-1518103550

Property Details

APN / Parcel Number

Primary APN15-1518103550
Alternative APN
  • 1518103550

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,024 sqft Total Area
1st Floor Area512 sqft
Basement Area120 sqft
Finished Basement120 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Architectural StyleTownhouse
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area3,822 sqft (0.087 acres)
Lot Width26 ft Width
PorchOpen Porch
Porch Area112 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number1518103550
Street Address428 TORNER RD
CityBALTIMORE
StateMD
Zip21221-2144
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description428 TORNER RD MIDDLESEX
Legal Section1
Legal SubdivisionMIDDLESEX
Legal Block11
Legal Lot Number15
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group2
Census Block2004
Census Tract492300

Owner

Source: Baltimore County records · APN 15-1518103550

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address428 TORNER RD, BALTIMORE, MD 21221-2144
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2021Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Jan 24, 2019Assignment of Deed, Transfer · FHA Mortgage
FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 24, 2019 · Amount on Record
Deed SaleJan 24, 2019 · Amount on Record
Prior SaleMar 24, 2014 · Amount on Record
Deed Document Number0041084464
Deed Book / Page41084 / 464
Record UpdatedJun 07, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address428 TORNER RD, BALTIMORE, MD 21221-2144
Transaction TypeMortgage
Record UpdatedMay 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0451240244
DateJul 19, 2021
Book Page45124/244
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term357 Months
DueApr 01, 2051

January 2019: Assignment of Deed, Transfer

Document TypeAssignment of Deed
JurisdictionBALTIMORE MD
Recording DateJan 24, 2019
Property Address428 TORNER RD, BALTIMORE, MD 21221-2144
Document Number0410840464
Book / Page41084 / 464
Map ReferenceMB GLB 19 FO 34
Instrument DateJan 07, 2019
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyLIBERTY TITLE & ESCROW OF MA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address428 TOMER ROAD, ESSEX, MD 21221

Mortgage

Document Number0041084471
DateJan 24, 2019
Instrument41084/471
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2049

Tax Assessment & Valuation

Source: Baltimore County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$1,151.00$140,400 Land $50,000 Building $90,400$140,400 Land $50,000 Building $90,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2021 · other causes

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber		980 / 880
Believe Wireless
Fixed Wireless		500 / 100
AT&T
Fixed Wireless		100 / 20

Based on FCC filings for 854 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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