428 Timberline Ct, O Fallon, IL 62269 Property Records

St. Clair County property record for 428 Timberline Ct, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,716 sqft · built 1989
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Aug 2021)
Tax Bill	$5,556 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Feb 2018 Line of Credit
APN	`09-08-0-205-077`

Property Details

APN / Parcel Number

Primary APN	`09-08-0-205-077`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	1,716 sqft Living Area
Basement Area	1,716 sqft
Finished Basement	679 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1995
Exterior Material	Combination
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	80 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	428 TIMBERLINE CT
City	O FALLON
State	IL
Zip	62269-3202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBERLINE ESTATES LOT/SEC-15 A02712560
Legal Subdivision	TIMBERLINE ESTATES
Legal Block	205
Jurisdiction	ST CLAIR IL
Township / Civil Division	SHILOH VALLEY
Census Block Group	2
Census Block	2024
Census Tract	503907

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	428 TIMBERLINE CT, O FALLON, IL 62269-3202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Feb 23, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF O'FALLON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2021 · Amount on Record
Deed Sale	Aug 16, 2021 · Amount on Record
Prior Sale	Oct 29, 2002 · Amount on Record
Deed Document Number	20212712560
Prior Transfer Date	Oct 30, 2006
Prior Transfer Doc	00A2010456
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 16, 2021
Property Address	428 TIMBERLINE CT, O FALLON, IL 62269-3202
Document Number	A02712560
Map Reference	MB 79 PG 85
Instrument Date	Aug 9, 2021
Instrument	A02712560
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	145 MAPLE ST, 145, SHILOH, IL 62269-3607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 TIMBERLINE CT, SHILOH, IL 62269-3202

Mortgage

Document Number	A02712561
Date	Aug 16, 2021
Instrument	A02712561

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	428 TIMBERLINE CT, O FALLON, IL 62269-3202
Document Number	00A2568543
Instrument Date	Feb 23, 2018
Transaction Type	Mortgage
Record Updated	Mar 13, 2018
Title Company	BENEDICK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 MAPLE ST SHILOH IL 622693607, SHILOH, IL 62269-3607

Mortgage

Document Number	00A2568543
Date	Feb 27, 2018
Instrument	2568543

Lender

Name	BANK OF O'FALLON
Type	Bank
Address	O FALLON, IL 62269-8626

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 26, 2023

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Shiloh Valley Township
Municipality	Shiloh Village
Secondary School District	O'Fallon Township High School District 203 (09 - 12)
Elementary School District	Shiloh Village School District 85 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,556.00	$81,216 (+20.21%) Land $7,614 Building $73,602	$243,648 (+20.21%) Land $22,842 Building $220,806
2022		$67,564 Land $6,331 Building $61,233	$202,692 Land $18,993 Building $183,699

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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