428 Thoroughbred Dr, Moncks Corner, SC 29461 Property Records

Berkeley County property record for 428 Thoroughbred Dr, Moncks Corner, SC 29461

Property Summary

Property Type	Single Family Home
Details	2,100 sqft · built 2021
Lot Size	0.14 acres (6,133 sqft)
Owner	Individual Name on Record
Last Sale	$298,510 (Oct 2021)
Tax Bill	$1,489 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`197-10-02-047`

Property Details

APN / Parcel Number

Primary APN	`197-10-02-047`
Alternative APN	`197-00-02-027`

Interior

Building Area	2,100 sqft Finished Area
1st Floor Area	936 sqft
2nd Floor Area	1,164 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Roof Material	Asphalt
Lot Area	6,133 sqft (0.14 acres)
Garage Area	440 sqft
Porch	Slab
Patio Area	120 sqft

Location & Zoning

Street Address	428 THOROUGHBRED DR
City	MONCKS CORNER
State	SC
Zip	29461-6891
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	LOT 144STEEPLECHASEPH 2
Legal Subdivision	STEEPLECHASE
Legal Lot Number	144
Jurisdiction	BERKELEY SC
Township / Civil Division	MONCKS CORNER
Census Block Group	2
Census Block	2021
Census Tract	20602

Owner

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	428 THOROUGHBRED DR, MONCKS CORNER, SC 29461-6891
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TRUIST BANK
Jul 28, 2020	Warranty Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2021 · Amount on Record
Deed Sale	Oct 11, 2021 · Amount on Record
Prior Sale	Jul 28, 2020 · Amount on Record
Deed Document Number	202147943
Deed Book / Page	4003 / 13
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BERKELEY SC
Recording Date	Oct 11, 2021
Property Address	428 THOROUGHBRED DR, MONCKS CORNER, SC 29461-6891
Document Number	04003/0013
Book / Page	4003 / 13
Map Reference	PL2020002614-2020002
Instrument Date	Oct 7, 2021
Instrument	2021047943
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,106.30
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	428 THOROUGHBRED DR, MONCKS CORNER, SC 29461-6891

Mortgage

Document Number	2021047944
Date	Oct 11, 2021
Instrument	2021047944

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERKELEY SC
Recording Date	Jul 28, 2020
Property Address	428 THOROUGHBRED DR, MONCKS CORNER, SC 29461-6891
Document Number	3441/0700
Book / Page	003441 / 000700
Instrument Date	Jul 24, 2020
Instrument	27818
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Tax	$171.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2649 BREKONRIDGE CENTRE DR MONROE NC 281105629, MONROE, NC 28110-5629
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$341,200 (+2,4%) Land $85,000 Building $256,200	$341,200 (-) Land $85,000 Building $256,200
2025	$1,489.00 (+4.05%)	$13,648 (-) Land $3,400 Building $10,248	$341,200 (-) Land $85,000 Building $256,200
2024	$1,431.00 (-2.12%) Homeowner's exemption	$13,648 (+12.42%) Land $3,400 Building $10,248	$341,200 (+12.42%) Land $85,000 Building $256,200
2022	$1,462.00 Homeowner's exemption	$12,140 Land $2,160 Building $9,980	$303,500 Land $54,000 Building $249,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 158 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	158 in force
Nearby Flood Claims	10 (2015–2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Severe Storms And Flooding, Oct 2015 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 85% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber · Cable in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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