428 Terrington Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 428 Terrington Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,454 sqft · built 1992
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (Dec 2023)
Tax Bill	$6,008 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`24S-41-0674`

Property Details

APN / Parcel Number

Primary APN	`24S-41-0674`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,454 sqft Living Area
Gross Area	2,814 sqft
1st Floor Area	1,216 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Frame/Masonry
Construction Type	Frame
Foundation Type	Raised
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	71 ft deep x 71 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	55 sqft
Deck Area	368 sqft
Patio Area	150 sqft
Balcony Area	22 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	428 TERRINGTON DR
City	BALLWIN
State	MO
Zip	63021-4416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-3
Legal Description	WESTBROOKE WOODS PLAT ONE LOT 6
Legal Subdivision	WESTBROOKE WOODS PLAT ONE
Legal Lot Number	6
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	1
Census Block	1000
Census Tract	217944

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	428 TERRINGTON DR, BALLWIN, MO 63021-4416
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Aug 10, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2023 · Amount on Record
Deed Sale	Dec 26, 2023 · Amount on Record
Prior Sale	Jan 5, 2017
Deed Document Number	20231226254
Prior Transfer Date	Dec 29, 2016
Prior Transfer Doc	02234301491
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 26, 2023
Property Address	428 TERRINGTON DR, BALLWIN, MO 63021-4416
Document Number	2023122600254
Map Reference	MB 311 PG 12
Instrument Date	Dec 22, 2023
Instrument	2023122600254
Transaction Type	Transfer
Record Updated	Mar 28, 2024
Title Company	NOT AVAILABLE, UST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26 BLUFF BLVD3A, CAMDENTON, MO 65020

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	428 TERRINGTON DR, BALLWIN, MO 63021-4416

Mortgage

Document Number	2023122600255
Date	Dec 26, 2023
Instrument	2023122600255

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	428 TERRINGTON DR, BALLWIN, MO 63021-4416
Document Number	0236864319
Instrument Date	Aug 10, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 TERRINGTON DR BALLWIN MO 630214416, BALLWIN, MO 63021-4416

Mortgage

Document Number	0236864319
Date	Sep 6, 2019
Book Page	023686/004319
Instrument	604

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,740 (-) Land $28,230 Building $59,510	$461,800 (-) Land $148,600 Building $313,200
2025	$6,008.00 (+8.19%)	$87,740 (+10.42%) Land $28,230 Building $59,510	$461,800 (+10.43%) Land $148,600 Building $313,200
2024	$5,553.00 (+0.09%)
2023	$5,548.00 (+6.18%)	$79,460 (+13.74%) Land $15,680 Building $63,780	$418,200 (+13.73%) Land $82,500 Building $335,700
2022	$5,225.00	$69,860 Land $18,830 Building $51,030
2021			$367,700 Land $99,100 Building $268,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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