428 Terrell Ln, Louisburg, NC 27549 Property Records

Franklin County property record for 428 Terrell Ln, Louisburg, NC 27549

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,658 sqft · built 1987
Lot Size	3.12 acres (135,907 sqft)
Owner	Individual Name on File
Tax Bill	$2,320 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Dec 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2816-40-7951`

Property Details

APN / Parcel Number

Primary APN	`2816-40-7951`
Alternative APNs	`I06B00 005` `016744` `52121`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,658 sqft Total Area
Basement Area	1,508 sqft
Finished Basement	1,508 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Cape Cod
Exterior Material	Concrete Block
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	135,907 sqft (3.12 acres)

Exterior Amenities

Porch	Slab
Porch Area	828 sqft
Deck Area	332 sqft
Patio Area	80 sqft
Shed	1 Shed
Shed Area	750 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	428 TERRELL LN
City	LOUISBURG
State	NC
Zip	27549-9212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A R
Legal Description	MB 2009-56 FOR 0.46 AC ONLY MB 2012-140 FOR 0.66 AC ONLY
Legal Subdivision	KEMP
Legal Tract	1
Jurisdiction	FRANKLIN NC
Township / Civil Division	LOUISBURG
Census Block Group	1
Census Block	1064
Census Tract	60301

Owner

428 Terrell Ln is owned and occupied by an individual who acquired it in December 2025.

Source: Franklin County records, as of January 8, 2026

Owner of Record	Individual Name on File
Mailing Address	428 TERRELL LN, LOUISBURG, NC 27549-9212
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Deed of Trust, Mortgage · VA Mortgage CENTRAL MORTGAGE FUNDING LLC
Dec 31, 2025	Intrafamily Transfer, Transfer · VA Mortgage ADVANTAGEFIRST LENDING INC
Jun 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CENTRAL MORTGAGE FUNDING LLC
Mar 23, 2021	Correction Deed, Transfer ATTORNEY ONLY
Sep 25, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2025
Deed Sale	Dec 31, 2025
Deed Document Number	202510108358
Deed Book / Page	2418 / 902
Prior Transfer Date	Dec 26, 2025
Prior Transfer Doc	0024180902
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NC
Property Address	428 TERRELL LN, LOUISBURG, NC 27549-9212
Transaction Type	Mortgage
Record Updated	Jan 8, 2026
Title Company	CLIENT FIRST TITLE INC, CLIENTFIRST TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022940314
Date	Mar 15, 2022
Book Page	2294/314

Lender

Name	CENTRAL MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Apr 1, 2049

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN NC
Recording Date	Dec 31, 2025
Property Address	428 TERRELL LN, LOUISBURG, NC 27549-9212
Document Number	0024180902
Book / Page	2418 / 902
Map Reference	MB 309 PG 394
Instrument Date	Dec 26, 2025
Instrument	10108358
Transaction Type	Transfer
Record Updated	Jan 8, 2026
Title Company	UNKNOWN, SILK TITLE AND ESCROW FT

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 TERRELL LN, LOUISBURG, NC 27549-9212

Mortgage

Document Number	0002418905
Date	Dec 31, 2025
Instrument	2418/905

Lender

Name	ADVANTAGEFIRST LENDING INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN NC
Recording Date	Jun 10, 2021
Property Address	428 TERRELL LN, LOUISBURG, NC 27549-9212
Document Number	0022580318
Book / Page	2258 / 318
Instrument Date	Jun 4, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 TERRELL LN, LOUISBURG, NC 27549-9212

Mortgage

Document Number	0002258325
Date	Jun 10, 2021
Instrument	2258/325

Lender

Name	CENTRAL MORTGAGE FUNDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

March 2021: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	FRANKLIN NC
Recording Date	Mar 23, 2021
Property Address	428 TERRELL LN, LOUISBURG, NC 27549-9212
Document Number	0022470966
Book / Page	002247 / 000966
Instrument Date	Mar 23, 2021
Instrument	10040531
Transaction Type	Transfer
Record Updated	Apr 15, 2021
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 TERRELL LN LOUISBURG NC 275499212, LOUISBURG, NC 27549-9212

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN NC
Recording Date	Sep 25, 2020
Property Address	428 TERRELL LN, LOUISBURG, NC 27549-9212
Document Number	0022240714
Book / Page	002224 / 000714
Instrument Date	Sep 24, 2020
Instrument	10031659
Transaction Type	Transfer
Record Updated	Oct 15, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 TERRELL LN LOUISBURG NC 275499212, LOUISBURG, NC 27549-9212

Tax Assessment & Valuation

The 2025 property tax bill for 428 Terrell Ln was $2,320.

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Franklin County
Unified School District	Franklin County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,320.00	$430,090 Land $53,310 Building $376,780	$430,090 Land $53,310 Building $376,780
2023	$1,620.00	$228,610 Land $25,630 Building $202,980	$228,610 Land $25,630 Building $202,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 428 Terrell Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 428 Terrell Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Terrell Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures