Gloucester County and Westville Borough property record for 428 Summit Ave, Westville, NJ 08093
| Property Type | Single Family Home |
|---|---|
| Details | 1,865 sqft · built 1924 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Company Name on Record |
| Last Sale | $311,000 (Apr 2026) |
| Tax Bill | $7,817 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00007-0000-00005 |
| Primary APN | 21-00007-0000-00005 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,865 sqft Living Area |
| 1st Floor Area | 1,865 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Construction Type | Frame |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Street Address | 428 SUMMIT AVE |
|---|---|
| City | WESTVILLE |
| State | NJ |
| Zip | 08093-1030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | NEWBOLD |
| Legal Block | 7 |
| Legal Lot Number | 5 |
| Jurisdiction | GLOUCESTER NJ |
| Township / Civil Division | WESTVILLE |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 500100 |
Source: Gloucester County and Westville Borough records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 9312, TRENTON, NJ 08650-1312 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Apr 28, 2026 | Deed, Transfer · Conventional Mortgage HOMEXPRESS MORTGAGE CORPORATION |
| Mar 21, 2022 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2026 · Amount on Record |
| Deed Sale | Apr 28, 2026 · Amount on Record |
| Prior Sale | Mar 21, 2022 · Amount on Record |
| Deed Document Number | 202613274 |
| Deed Book / Page | 7338 / 59 |
| Prior Transfer Date | Dec 15, 2015 |
| Prior Transfer Doc | 0000004919 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Recording Date | Apr 28, 2026 |
| Property Address | 428 SUMMIT AVE, WESTVILLE, NJ 08093-1030 |
| Document Number | 0000013274 |
| Book / Page | 7338 / 59 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 2026.13274 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $31,411.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Document Number | 0000013275, |
|---|---|
| Date | Apr 28, 2026 |
| Instrument | 2026..13275 |
| Name | HOMEXPRESS MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Recording Date | Mar 21, 2022 |
| Property Address | 428 SUMMIT AVE, WESTVILLE, NJ 08093-1030 |
| Document Number | 0000012742 |
| Book / Page | 6647 / 56 |
| Instrument Date | Mar 9, 2022 |
| Instrument | 12742 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | CORE TITLE, CORETITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $183.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1006 WHITE OAK LN, 1006, SEWELL, NJ 08080-4572 |
| Name | Verified Name |
|---|---|
| Address | 428 SUMMIT AVE, WESTVILLE, NJ 08093-1030 |
| Document Number | 0000012743 |
|---|---|
| Date | Mar 21, 2022 |
| Instrument | 12743 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
Source: Gloucester County and Westville Borough assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Gloucester County |
| Municipality | Westville Borough |
| Secondary School District | Gateway Regional School District (07 - 12) |
| Elementary School District | Westville Borough School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $313,400 (+127.43%) Land $58,600 Building $254,800 | $313,400 (+127.43%) Land $58,600 Building $254,800 | |
| 2025 | $7,817.00 (+4.25%) | $137,800 (-) Land $44,200 Building $93,600 | $137,800 (-) Land $44,200 Building $93,600 |
| 2024 | $7,498.00 (+6.37%) | ||
| 2023 | $137,800 Land $44,200 Building $93,600 | $137,800 Land $44,200 Building $93,600 | |
| 2022 | $7,049.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 16, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 45 (1979–2024) |
| Claims Outside the SFHA | 4 of 45 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTVILLE WATER DEPARTMENT serves 6,000 people · EPA ID NJ0821001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.67 mg/L (2019) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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