428 Summit Ave, Horsham, PA 19044 Property Records

Montgomery County property record for 428 Summit Ave, Horsham, PA 19044

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,400 sqft · built 2007
Lot Size	0.21 acres (9,150 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Aug 2007)
Tax Bill	$6,335 (2026)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-00-11003-00-4`

Property Details

APN / Parcel Number

Primary APN	`36-00-11003-00-4`
Alternative APN	`36058 085`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,400 sqft Living Area
1st Floor Area	737 sqft
Basement Area	308 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	9,150 sqft (0.21 acres)
Lot Dimensions	150 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	108 sqft
Porch	Open Frame Porch
Porch Area	85 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	428 SUMMIT AVE
City	HORSHAM
State	PA
Zip	19044-3109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	61 X IRR 9150 SF
Legal Subdivision	PLAN PREPARED MICHELE TRAVIS
Legal Block	58
Legal Lot Number	1
Jurisdiction	MONTGOMERY PA
Township / Civil Division	HORSHAM
Census Block Group	2
Census Block	2017
Census Tract	200502

Owner

428 Summit Ave is owned and occupied by two individuals who bought it in August 2007.

Source: Montgomery County records, as of June 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	428 SUMMIT AVE, HORSHAM, PA 19044-3109
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2007 · Amount on File
Deed Sale	Aug 27, 2007 · Amount on File
Deed Document Number	2007104529
Deed Book / Page	5662 / 209
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY PA
Property Address	428 SUMMIT AVE, HORSHAM, PA 19044-3109
Document Number	0149352213
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	FIRST PLATINUM ABSTRACT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 SUMMIT AVE HORSHAM PA 190443109, HORSHAM, PA 19044-3109

Mortgage

Document Number	0149352213
Date	Jun 16, 2020
Book Page	014935/002213
Instrument	45864

Lender

Name	AMERICAN HERITAGE FCU
Type	Credit Union
Address	PHILADELPHIA, PA 19115

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 428 Summit Ave was $6,335.

Source: Montgomery County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Montgomery County
County Subdivision	Horsham Township
Unified School District	Hatboro-Horsham School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,335.00	$146,810	$146,810
2025	$6,335.00
2024		$146,810 (-)
2023	$5,770.00 (+5.04%)	$146,810
2022	$5,493.00
1998			$146,810
1996			$146,810

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 428 Summit Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (2001–2021)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 428 Summit Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA HATBORO private · serves 12,901 people · EPA ID PA1460028
Water Source	Purchased surface water from AQUA PA MAIN SYSTEM
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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