428 Stevens Ave, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 428 Stevens Ave, Ridgewood, NJ 07450

Property Summary

Property TypeSingle Family Home
Details1,552 sqft · built 1955
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$600,000 (Sep 2016)
Tax Bill$13,754 (2025)
Flood ZoneZone X (minimal risk)
APN51-04405-0000-00003

Property Details

APN / Parcel Number

Primary APN51-04405-0000-00003
Alternative APN
  • 510440500003

Interior

Stories2 Stories
Building Area1,552 sqft Living Area

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Construction TypeFrame
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions125 ft deep x 75 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address428 STEVENS AVE
CityRIDGEWOOD
StateNJ
Zip07450-5437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description.250 AC
Legal SubdivisionSTEVENS AVE HOLDING CORP
Legal Block4405
Legal Lot Number3
JurisdictionBERGEN NJ
Township / Civil DivisionRIDGEWOOD
Census Block Group3
Census Block3004
Census Tract47500

Owner

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address428 STEVENS AVE, RIDGEWOOD, NJ 07450-5437
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 12, 2016 · Amount on Record
Deed SaleSep 12, 2016 · Amount on Record
Prior SaleJun 21, 2010 · Amount on Record
Deed Document Number201668506
Deed Book / Page2370 / 544
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRidgewood Village
Unified School DistrictRidgewood Village School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$475,900 (-) Land $318,500 Building $157,400$475,900 (-) Land $318,500 Building $157,400
2025$13,754.00 (+0.74%)$475,900 (-) Land $318,500 Building $157,400$475,900 (-) Land $318,500 Building $157,400
2024$13,653.00 (+4.97%)
2023$475,900 Land $318,500 Building $157,400$475,900 Land $318,500 Building $157,400
2022$13,006.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims11 (1999–2021)
Claims Outside the SFHA7 of 11
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Irene, Aug 2011 · 4 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 83% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIDGEWOOD WATER
serves 61,700 people · EPA ID NJ0251001
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Nearby Properties on Stevens Ave

Nearby Streets

Search Property Records by Address or Parcel Number