428 Stephens Ave, Umatilla, OR 97882 Property Records

Umatilla County property record for 428 Stephens Ave, Umatilla, OR 97882

Property Summary

Property Type	Commercial
Details	4 bd · 3.5 ba · 2,188 sqft · built 1973
Lot Size	0.71 acres (30,928 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Aug 2023)
Tax Bill	$2,347 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5N2817CA02200`

Property Details

APN / Parcel Number

Primary APN	`5N2817CA02200`
Alternative APNs	`133294.00` `133294`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,188 sqft Gross Area
1st Floor Area	2,188 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1978
Exterior Material	Wood
Lot Area	30,928 sqft (0.71 acres)
Garage Type	Carport
Garage Area	462 sqft
Carport	Carport
Carport Area	462 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	133294
Street Address	428 STEPHENS AVE
City	UMATILLA
State	OR
Zip	97882-9324
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	R-3
Legal Description	CARELLE ADDITION BLOCK: F LOT: 1, 2, 3 & 4
Legal Range	28
Legal Township	05N
Legal Section	17
Legal Subdivision	CARELLE ADDITION
Legal Block	F
Legal Lot Number	1-4
Jurisdiction	UMATILLA OR
Township / Civil Division	HERMISTON-UMATILLA
Census Block Group	3
Census Block	3001
Census Tract	950900

Owner

Source: Umatilla County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	280 S HIGHLAND AVE, E, PLACENTIA, CA 92870-5537
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2023 · Amount on Record
Deed Sale	Aug 4, 2023 · Amount on Record
Deed Document Number	20235309
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UMATILLA OR
Recording Date	Aug 4, 2023
Property Address	414 STEPHENS AVE, UMATILLA, OR 97882-9324
Document Number	20230005309
Instrument Date	Aug 3, 2023
Instrument	2023-0005309
Transaction Type	Transfer
Record Updated	Mar 6, 2024
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 STEPHENS AVE # 414, 414, UMATILLA, OR 97882

Mortgage

Document Number	20230005310
Date	Aug 4, 2023
Instrument	2023-0005310

Lender

Name	WALL STREET FUNDING OF AMERICA
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Umatilla County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Umatilla County
Unified School District	Umatilla School District 6 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,347.00 (+5.63%)	$177,140 (+6.08%) Land $62,150 Building $114,990	$350,020 (+25.78%) Land $111,700 Building $238,320
2023	$2,222.00 (+8.02%)	$166,990 (+3%) Land $58,580 Building $108,410	$278,290 (+20.6%) Land $116,200 Building $162,090
2022	$2,057.00	$162,130	$230,760 Land $90,450 Building $140,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2016

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 88% of Oregon
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Mountain Net Fiber · Fixed Wireless · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30