Wake County property record for 428 Star Ruby Dr, Knightdale, NC 27545
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,107 sqft · built 2007 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $154,497 (Aug 2010) |
| Tax Bill | $3,912 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1755.04-82-5897-000 |
| Primary APN | 1755.04-82-5897-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,107 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 133 sqft |
| Porch | Slab |
| Porch Area | 105 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 0348908 |
|---|---|
| Street Address | 428 STAR RUBY DR |
| City | KNIGHTDALE |
| State | NC |
| Zip | 27545-7236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR8 |
| Legal Description | LO102 EMERALD POINTE PH3 BM2006-01408 |
| Legal Subdivision | EMERALD POINTE PH3 |
| Legal Phase | 3 |
| Legal Lot Number | 102 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | ST. MATTHEWS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 54112 |
Source: Wake County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 428 STAR RUBY DR, KNIGHTDALE, NC 27545-7236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 10, 2025 | Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORP |
| Sep 5, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Sep 5, 2019 | Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2010 · Amount on Record |
| Deed Sale | Aug 4, 2010 · Amount on Record |
| Prior Sale | Jun 1, 2007 · Amount on Record |
| Deed Book / Page | 14025 / 2183 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 428 STAR RUBY DR, KNIGHTDALE, NC 27545-7236 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|
| Document Number | 20090/2734 |
|---|---|
| Date | Dec 10, 2025 |
| Book Page | 20090/2734 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 15, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 428 STAR RUBY DR, KNIGHTDALE, NC 27545-7236 |
| Document Number | 177100194 |
| Instrument Date | Sep 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 428 STAR RUBY DR KNIGHTDALE NC 275457236, KNIGHTDALE, NC 27545-7236 |
| Document Number | 177100194 |
|---|---|
| Date | Jan 8, 2020 |
| Book Page | 017710/000194 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 7, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 428 STAR RUBY DR, KNIGHTDALE, NC 27545-7236 |
| Document Number | 177100186 |
| Instrument Date | Sep 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 428 STAR RUBY DR KNIGHTDALE NC 275457236, KNIGHTDALE, NC 27545-7236 |
| Document Number | 177100186 |
|---|---|
| Date | Jan 8, 2020 |
| Book Page | 017710/000186 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 7, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
Source: Wake County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wake County |
| Municipality | Knightdale Town |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,912.00 (+40.47%) | $406,657 (+62.77%) Land $85,000 Building $321,657 | $406,657 (+62.77%) Land $85,000 Building $321,657 |
| 2023 | $2,785.00 | $249,836 Land $40,000 Building $209,836 | $249,836 Land $40,000 Building $209,836 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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