La Plata County property record for 428 Spruce Mesa Dr, Durango, CO 81301
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,296 sqft · built 1981 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $440,000 (Sep 2005) |
| Tax Bill | $1,821 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 5325-141-04-043 |
| Primary APN | 5325-141-04-043 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Rustic |
| Lot Area | 44,867 sqft |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | Deck Area |
| Patio Area | 354 sqft |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Electric |
| Account Number | R012769 |
|---|---|
| Street Address | 428 SPRUCE MESA DR |
| City | DURANGO |
| State | CO |
| Zip | 81301-8724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: LAKEWOOD MEADOWS #1 LOT: 96 428 SPRUCE MESA DR DURANGO 81301 |
| Legal Subdivision | LAKEWOOD MEADOWS #1 |
| Legal Block | 1 |
| Legal Lot Number | 96 |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | DURANGO |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 970706 |
Source: La Plata County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 428 SPRUCE MESA DR, DURANGO, CO 81301-8724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2005 · Amount on Record |
| Deed Sale | Sep 2, 2005 · Amount on Record |
| Prior Sale | Oct 16, 2000 · Amount on Record |
| Deed Document Number | 2005917224 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 428 SPRUCE MESA DR, DURANGO, CO 81301-8724 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 428 SPRUCE MESA DR, DURANGO, CO 81301-8724 |
| Document Number | 0001247068 |
|---|---|
| Date | Oct 1, 2025 |
| Instrument | 1247068 |
| Name | ALPINE BANK |
|---|---|
| Type | Bank |
| Address | RIFLE, CO 81650 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 25, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: La Plata County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Unified School District | Bayfield School District 10 JT-R (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $32,510 (-2.08%) Land $9,110 Building $23,400 | $531,170 (-) Land $148,840 Building $382,330 | |
| 2025 | $1,821.00 (+53.03%) | $33,200 (+17.07%) Land $9,300 Building $23,900 | $531,170 (+25.53%) Land $148,840 Building $382,330 |
| 2023 | $1,190.00 (+8.48%) | $28,360 (+9.67%) Land $8,830 Building $19,530 | $423,140 (+13.74%) Land $131,720 Building $291,420 |
| 2022 | $1,097.00 | $25,860 Land $6,900 Building $18,960 | $372,010 Land $99,230 Building $272,780 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 76% of Colorado |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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