428 Spring St, Lancaster, OH 43130 Property Records

Fairfield County property record for 428 Spring St, Lancaster, OH 43130 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,040 sqft · built 1966
Lot Size	0.147 acres (6,421 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Aug 2022)
Tax Bill	$3,165 (2023)
Deeds & Mortgages	Oct 2022 Transfer Aug 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`053-62363.00`

Property Details

APN / Parcel Number

Primary APN	`053-62363.00`
Alternative APN	`0624 00035`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	350 sqft
Finished Basement	350 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1980
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	6,421 sqft (0.147 acres)
Lot Dimensions	107 ft deep x 60 ft wide
Terrain	Above Road/Slope
Garage Type	Basement
Parking Spaces	1 Parking Space
Patio Area	120 sqft
Poultry House	30 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Oil
Heating Fuel	Gas

Location & Zoning

Account Number	0624 00035
Street Address	428 SPRING ST
City	LANCASTER
State	OH
Zip	43130-4745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAHERS 2ND ADD LOT 96
Legal Subdivision	MAHERS 2ND ADD
Legal Lot Number	96
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	3
Census Block	3002
Census Tract	32300

Owner

Source: Fairfield County records · APN 053-62363.00

Assessment roll updated March 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	428 SPRING ST, LANCASTER, OH 43130-4745
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2022	Transfer on Death Deed, Transfer
Aug 19, 2022	Warranty Deed, Transfer
Jan 12, 2017	Deed of Trust, Mortgage · Line of Credit MONEY SOURCE (NY) INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 19, 2022 · Amount on Record
Deed Sale	Aug 19, 2022 · Amount on Record
Prior Sale	May 06, 2003 · Amount on Record
Deed Document Number	202200017204
Record Updated	Jun 08, 2026

October 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Oct 18, 2022
Property Address	428 SPRING ST, LANCASTER, OH 43130-4745
Document Number	0000021036
Map Reference	MB 7 PG 27
Instrument Date	Oct 07, 2022
Instrument	202200021036
Transaction Type	Transfer
Record Updated	Oct 31, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Aug 19, 2022
Property Address	428 SPRING ST, LANCASTER, OH 43130-4745
Document Number	0000017204
Map Reference	MB 7 PG 27
Instrument Date	Aug 04, 2022
Instrument	202200017204
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 SPRING ST, LANCASTER, OH 43130-4745

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	428 SPRING ST, LANCASTER, OH 43130-4745
Document Number	0000002016
Book / Page	001730 / 003434
Instrument Date	Jan 12, 2017
Transaction Type	Mortgage
Record Updated	Feb 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	428 SPRING ST LANCASTER OH 431304745, LANCASTER, OH 43130-4745

Mortgage

Document Number	0000002016
Date	Feb 02, 2017
Book Page	001730/003434
Instrument	2016

Lender

Name	MONEY SOURCE (NY) INC
Address	MELVILLE, NY 11747

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	336 Months
Due	Feb 01, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Fairfield County records · Assessment roll updated March 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$69,570 (+22.05%) Land $13,720 Building $55,850	$198,760 (+22.04%) Land $39,190 Building $159,570
2023	$3,165.00	$57,000 (-) Land $7,580 Building $49,420
2022		$57,000 Land $7,580 Building $49,420	$162,870 Land $21,660 Building $141,210

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fairfield County (39045C), updated December 11, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390450323003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2000)
Most Recent Claim	Jan 2000, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 416 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
The Chillicothe Telephone Co	Fiber	8,000 / 8,000
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 50

May also be available at this address: AT&T, T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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