428 Spring Pond Ln, Mount Dora, FL 32757 Property Records

Lake County property record for 428 Spring Pond Ln, Mount Dora, FL 32757

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,996 sqft · built 2021
Lot Size	0.145 acres (6,347 sqft)
Owner	Individual Name on File
Last Sale	$321,300 (Aug 2021)
Tax Bill	$5,372 (2024)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-19-27-2900-000-10400`

Property Details

APN / Parcel Number

Primary APN	`29-19-27-2900-000-10400`
Alternative APN	`3920514`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,996 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	6,347 sqft (0.145 acres)
Garage Type	Finished
Porch	Open Porch
Porch Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3920514
Street Address	428 SPRING POND LN
City	MOUNT DORA
State	FL
Zip	32757-2830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DORA LANDINGS PB 72 PG 78-80 LOT 104 ORB 5773 PG 219
Legal Subdivision	DORA LANDINGS
Legal Lot Number	104
Jurisdiction	LAKE FL
Township / Civil Division	MOUNT DORA
Census Block Group	4
Census Block	4007
Census Tract	30914

Owner

428 Spring Pond Ln is owned and occupied by an individual who bought it in August 2021.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	428 SPRING POND LN, MOUNT DORA, FL 32757-2830
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2021 · Amount on File
Deed Sale	Aug 16, 2021 · Amount on File
Deed Document Number	2021112460
Deed Book / Page	5773 / 219
Record Updated	Jun 8, 2026

August 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Aug 16, 2021
Property Address	428 SPRING POND LN, MOUNT DORA, FL 32757-2830
Document Number	0057730219
Book / Page	5773 / 219
Map Reference	MB 72 PG 78-80
Instrument Date	Aug 12, 2021
Instrument	2021112460
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,249.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4307 VINELAND RD # RDH16, RDH16, ORLANDO, FL 32811-7178

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	428 SPRING POND LN, MOUNT DORA, FL 32757-2830

Mortgage

Document Number	0005773221
Date	Aug 16, 2021
Instrument	5773/221

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Mount Dora City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$324,310 Land $85,000 Building $239,310	$342,025 Land $85,000 Building $257,025
2024	$5,372.00 (+5.98%)
2023	$5,069.00 (+1.77%) Homeowner's exemption Additional exemption filed	$305,990 (+3.55%)	$319,554 (+8.14%) Land $75,000 Building $244,554
2022	$4,981.00 Homeowner's exemption Additional exemption filed	$295,507	$295,507 Land $55,000 Building $240,507

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 428 Spring Pond Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 428 Spring Pond Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT DORA, CITY OF (2WPS) serves 39,710 people · EPA ID FL3350858
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20