428 Snyder Rd, Reading, PA 19605 Property Records

Berks County property record for 428 Snyder Rd, Reading, PA 19605

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,400 sqft · built 1966
Lot Size0.37 acres (16,117 sqft)
Owner2 Individual Names on Record
Last Sale$315,000 (Jun 2025)
Tax Bill$1,482 (2026)
Deeds & MortgagesJan 2021 Sale & Mortgage
Aug 2019 Transfer
Flood ZoneZone X (minimal risk)
APN5400-12-86-8932

Property Details

APN / Parcel Number

Primary APN5400-12-86-8932
Alternative APNs
  • 68-5400-12-86-8932
  • 68018345
  • 018345

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,400 sqft Living Area
1st Floor Area1,400 sqft

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area16,117 sqft (0.37 acres)
View / LotNeighborhood
Garage TypeAttached
PorchOpen Frame Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number68018345
Street Address428 SNYDER RD
CityREADING
StatePA
Zip19605-9244
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionBERKLEY ROAD NORTHWEST LOTS
Legal Block86
Legal Lot Number3
JurisdictionBERKS PA
Township / Civil DivisionONTELAUNEE
Census Block Group1
Census Block1042
Census Tract13501

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address428 SNYDER RD, READING, PA 19605-9244
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2021Deed, Transfer · FHA Mortgage
FIDELIS MORTGAGE CORP
Aug 2, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 2, 2025 · Amount on Record
Deed SaleJun 2, 2025 · Amount on Record
Prior SaleJan 13, 2021 · Amount on Record
Deed Document Number202516225
Prior Transfer DateJul 30, 2019
Prior Transfer Doc0000025658
Record UpdatedSep 20, 2026

January 2021: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateJan 13, 2021
Property Address428 SNYDER RD, READING, PA 19605-9244
Document Number0000001880
Instrument DateDec 28, 2020
Instrument2021001880
Transaction TypeTransfer
Record UpdatedMay 25, 2021
Title CompanyLAND TRANSFER LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,380.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address428 SNYDER RD, READING, PA 19605-9244

Mortgage

Document Number0000001881
DateJan 13, 2021
Instrument2021001881
Lender
NameFIDELIS MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBERKS PA
Recording DateAug 2, 2019
Property Address428 SNYDER RD, READING, PA 19605-9244
Document Number0000025658
Instrument DateJul 30, 2019
Instrument25658
Transaction TypeTransfer
Record UpdatedAug 15, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address428 SNYDER RD READING PA 196059244, READING, PA 19605-9244

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
County SubdivisionOntelaunee Township
Unified School DistrictSchuylkill Valley School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,482.00 (+5.41%)$113,500 (-) Land $42,200 Building $71,300$42,200 (-62.82%) Land $42,200
2024$1,406.00$113,500 Land $42,200 Building $71,300
1994$113,500 Land $42,200 Building $71,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims4 (2020–2023)
Claims Outside the SFHA2 of 4
Most Recent ClaimJul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONTELAUNEE TOWNSHIP
serves 2,598 people · EPA ID PA3060098
Water SourcePurchased surface water from READING AREA WATER AUTHORITY
Last State InspectionDec 2023

Violations Reported to EPA

Water QualityTreatment failure
resolved · Oct 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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