428 Smith Rd, Columbus, NC 28722 Property Records

Polk County property record for 428 Smith Rd, Columbus, NC 28722 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2.5 Baths
Year Built	Built 2002
Square Footage	1,533 sqft Finished Area
Lot Size	529,690 sqft (12.1 acres)
Garage	Detached, 696 sqft
Tax Bill	$4,153.00 (2025)

Owner

Source: Polk County records · APN P72-215

Assessment roll updated September 30, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	428 SMITH RD, COLUMBUS, NC 28722-5700
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Warranty Deed, Transfer · Stand Alone First Mortgage PHT 2022 EXEMPT TRUST
Aug 04, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Jun 08, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Sep 15, 2022
Property Address	428 SMITH RD, COLUMBUS, NC 28722-5700
Document Number	0000473/41
Book / Page	473 / 41
Map Reference	FILE F PG 146
Instrument Date	Sep 15, 2022
Transaction Type	Transfer
Record Updated	Oct 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,838.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1418, TRYON, NC 28782-1418

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 SMITH RD, COLUMBUS, NC 28722-5700

Mortgage

Document Number	0000047345
Date	Sep 15, 2022
Instrument	473/45

Lender

Name	PHT 2022 EXEMPT TRUST
Type	Non-Lending Institution

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 15, 2027

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Aug 04, 2022
Property Address	428 SMITH RD, COLUMBUS, NC 28722-5700
Document Number	00471/2441
Book / Page	471 / 2441
Map Reference	MB F PG 146
Instrument Date	Aug 02, 2022
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1418, TRYON, NC 28782-1418

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 RIDGE RD, LANDRUM, SC 29356-9656

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,153.00 (+15.68%)	$813,795 (+44.99%) Land $220,080 Building $593,715	$813,795 (+44.99%) Land $220,080 Building $593,715
2023	$3,590.00	$561,269 Land $114,280 Building $446,989
2021			$561,269 Land $114,280 Building $446,989

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	About 1 in 667 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`P72-215`
Alternative APN	`41138`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,533 sqft Finished Area
Basement Area	1,524 sqft Basement
Finished Basement	1,524 sqft Finished

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Shingle Roof
Lot Area	529,690 sqft (12.1 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	696 sqft Garage
Deck Area	Deck Area
Porch	Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	41138
Street Address	428 SMITH RD
City	COLUMBUS
State	NC
Zip	28722-5700
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	12.16 ACRES, 100B 100B COUTY RURAL
Legal Subdivision	B COUTY RURAL
Jurisdiction	POLK NC
Minor Civil Division	COLUMBUS
Census Blockgroup	2
Census Block	2005
Census Tract	920103

428 Smith Rd, Columbus, NC 28722 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2022: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Nearby Properties on Smith Rd

Nearby Streets

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