Macon County property record for 428 Shope Rd, Otto, NC 28763
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,120 sqft · built 1997 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,346 (2026) |
| Deeds & Mortgages | May 2026 Sale May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 6580654975 |
| Primary APN | 6580654975 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Heated Area |
| 1st Floor Area | 1,120 sqft |
| Utility Area | 96 sqft |
| Utility Room | Utility Room |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Foundation Type | Crossed Walls |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Terrain | Rolling |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 624 sqft |
| Deck Area | 30 sqft |
| Patio Area | 350 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 63450 |
|---|---|
| Street Address | 428 SHOPE RD |
| City | OTTO |
| State | NC |
| Zip | 28763-8700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | 441 S |
| Jurisdiction | MACON NC |
| Township / Civil Division | SMITHBRIDGE |
| Census Block Group | 4 |
| Census Block | 4043 |
| Census Tract | 970700 |
428 Shope Rd is owned and occupied by two individuals who acquired it in May 2026.
Source: Macon County records, as of October 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 428 SHOPE RD, OTTO, NC 28763-8700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| May 8, 2017 | Deed of Trust, Mortgage · Line of Credit EVERETT STILES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 5, 2026 |
| Transfer Doc | 0000002768 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | May 5, 2026 |
| Property Address | 428 SHOPE RD, OTTO, NC 28763-8700 |
| Document Number | 0000002768 |
| Book / Page | 44 / 1850 |
| Instrument Date | May 5, 2026 |
| Instrument | 20262768 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 428 SHOPE RD, OTTO, NC 28763-8700 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 428 SHOPE RD, OTTO, NC 28763-8700 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | X37/2296 |
|---|---|
| Date | May 8, 2017 |
| Book Page | X-37/2296 |
| Name | EVERETT STILES |
|---|---|
| Type | Private Party |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 428 Shope Rd was $1,346.
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,346.00 | $361,940 (+11.8%) Land $30,000 Building $331,940 | $361,940 (+11.8%) Land $30,000 Building $331,940 |
| 2025 | $1,346.00 | $323,740 Land $30,000 Building $293,740 | $323,740 Land $30,000 Building $293,740 |
| 2023 | $1,335.00 | $323,940 Land $30,000 Building $293,940 | $323,940 Land $30,000 Building $293,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 428 Shope Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 8 (2009–2015) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Dec 2015 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 428 Shope Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 115 / 7 |
May also be available: BalsamWest FiberNET, Skyrunner.
4G LTE only, no 5G reported
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