428 Serenity Mill Loop, Ruskin, FL 33570 Property Records

Hillsborough County property record for 428 Serenity Mill Loop, Ruskin, FL 33570 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2021
Square Footage2,614 sqft Heated Area
Lot Size6,600 sqft (0.151 acres)
OccupancyOwner Occupied
Last Sale$378,000 (2023)
Tax Bill$8,786.00 (2025)

Property Details

APN / Parcel Number

Primary APN0578735836
Alternative APN
  • U183219A76000003000070

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,614 sqft Heated Area
1st Floor1,079 sqft 1st Floor
2nd Floor2,158 sqft 2nd Floor
Upper Floors456 sqft Upper Floors
Stories2 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2021
Architectural StyleContemporary Style
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,600 sqft (0.151 acres)
Depth X Width110 ft x 60 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area441 sqft Garage
Patio Area24 sqft Patio
Porch1 Porch
Porch Area47 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number0578735836
Street Address428 SERENITY MILL LOOP
CityRUSKIN
StateFL
Zip33570-5618
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRIVERBEND WEST PHASE 2 LOT 7 BLOCK 3
Legal Range19
Legal Township32
Legal Section18
Legal SubdivisionRIVERBEND WEST PHASE 2
Legal Phase2
Legal Block3
Legal Lot Number7
JurisdictionHILLSBOROUGH FL
Minor Civil DivisionRUSKIN
Census Blockgroup3
Census Block3025
Census Tract14109

Owner

Source: Hillsborough County records · APN 0578735836

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address428 SERENITY MILL LOOP, RUSKIN, FL 33570-5618
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2023Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
MUTUAL OF OMAHA MORTGAGE INC
Aug 17, 2022Warranty Deed, Transfer
OS NATIONAL LLC
May 10, 2018Grant Deed, Subdivision Related Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
EAGLE HM MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 12, 2023 · Amount on Record
Deed SaleJun 12, 2023 · Amount on Record
Prior SaleAug 17, 2022 · Amount on Record
Deed Doc Number2023255611
Record RefreshedJun 08, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJun 12, 2023
Property Address428 SERENITY MILL LOOP, RUSKIN, FL 33570-5618
Document Number0000255611
Map ReferenceMB 128 PG 219
Instrument DateJun 09, 2023
Instrument2023255611
Transaction TypeTransfer
Record UpdatedJul 04, 2023
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,646.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

NameVerified Name
Address428 SERENITY MILL LOOP, RUSKIN, FL 33570-5618

Mortgage

Document Number0000255612
DateJun 12, 2023
Instrument2023255612
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateAug 17, 2022
Property Address428 SERENITY MILL LOOP, RUSKIN, FL 33570-5618
Document Number0000403081
Map ReferenceMB 128 PG 219
Instrument DateAug 15, 2022
Instrument2022403081
Transaction TypeTransfer
Record UpdatedSep 01, 2022
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$2,969.40
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1645 SUN CITY CENTER PLZ, 1645, SUN CITY CENTER, FL 33573

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

May 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionHILLSBOROUGH FL
Recording DateMay 10, 2018
Property Address428 SERENITY MILL LOOP, RUSKIN, FL 33570-5618
Document Number0257590924
Book / Page025759 / 000924
Instrument DateMay 07, 2018
Instrument187048
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 11, 2019
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,551.90
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address428 SERENITY MILL LOOP RUSKIN FL 335705618, RUSKIN, FL 33570-5618

Mortgage

Document Number257590928
DateMay 10, 2018
Book Page025759/000928
Instrument187049
Lender
NameEAGLE HM MTG
TypeMortgage Company
AddressMIAMI, FL 33172-3139
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueMay 09, 2048

Mortgage

Document Number257590939,
DateMay 10, 2018
Book Page025759/000939
Instrument187050
Lender
NameHOUSING FIN AUTHORITY/HILLSBOR
AddressTAMPA, FL 33602
Agreement
AmountAmount Recorded
Term360 Months
DueMay 09, 2048
Interest
Rate12%

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,786.00 (+2.75%) Homeowner's exemption$283,692 (-8.5%)$309,584 (-0.15%) Land $89,100 Building $220,484
2023$8,551.00 (+47.25%)$310,057 (+56.16%) Land $85,800 Building $224,257$310,057 (+11.24%) Land $85,800 Building $224,257
2022$5,807.00 Homeowner's exemption$198,555$278,727 Land $59,400 Building $219,327

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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