428 SE Ripple Dr, Lees Summit, MO 64063 Property Records

Jackson County property record for 428 SE Ripple Dr, Lees Summit, MO 64063

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,249 sqft · built 2019
Lot Size	0.299 acres (13,029 sqft)
Owner	Individual Name on Record
Last Sale	$469,000 (Apr 2020)
Tax Bill	$6,741 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`60-240-24-01`

Property Details

APN / Parcel Number

Primary APN	`60-240-24-01`
Alternative APNs	`60-240-24-01-00-0-00-000` `2049045`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	3,249 sqft Living Area
Gross Area	4,354 sqft
1st Floor Area	1,857 sqft
Basement Area	1,857 sqft
Finished Basement	1,392 sqft
Unfinished Basement	465 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,029 sqft (0.299 acres)
View / Lot	Corner
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2049045
Street Address	428 SE RIPPLE DR
City	LEES SUMMIT
State	MO
Zip	64063-7802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILL CREEK OF SUMMIT MILL 4TH PLAT LOTS 125-171 & TRACT T--- LOT 150
Legal Subdivision	MILL CREEK OF SUMMIT MILL 4TH PLAT
Legal Tract	T
Legal Block	4
Legal Lot Number	125-171
Jurisdiction	JACKSON MO
Township / Civil Division	PRAIRIE
Census Block Group	4
Census Block	4007
Census Tract	13904

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	428 SE RIPPLE DR, LEES SUMMIT, MO 64063-7802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Deed of Trust, Mortgage · Line of Credit UMB BANK NA
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Apr 13, 2020	Warranty Deed, Subdivision Related Transfer FIRST ST BK/ST CHARLES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2020 · Amount on Record
Deed Sale	Apr 13, 2020 · Amount on Record
Deed Document Number	2020E30001
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	428 SE RIPPLE DR, LEES SUMMIT, MO 64063-7802
Transaction Type	Mortgage
Record Updated	Jun 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 SE RIPPLE DR, LEES SUMMIT, MO 64063-7802

Mortgage

Document Number	00E0051844
Date	Jun 1, 2022
Instrument	2022E0051844

Lender

Name	UMB BANK NA
Type	Bank
Address	66229

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	428 SE RIPPLE DR, LEES SUMMIT, MO 64063-7802
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 SE RIPPLE DR, LEES SUMMIT, MO 64063-7802

Mortgage

Document Number	00E0093941
Date	Aug 25, 2021
Instrument	2021E0093941

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

April 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 13, 2020
Property Address	428 SE RIPPLE DR, LEES SUMMIT, MO 64063-7802
Document Number	0000E30001
Instrument Date	Apr 1, 2020
Instrument	30001E
Transaction Type	Subdivision Related Transfer
Record Updated	May 6, 2020
Title Company	KANSAS CITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 SE RIPPLE DR LEES SUMMIT MO 640637802, LEES SUMMIT, MO 64063-7802

Mortgage

Document Number	E30003
Date	Apr 13, 2020
Instrument	30003E

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2050

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Lee's Summit City
Unified School District	Lee's Summit R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,720 (-) Land $16,253 Building $76,467	$488,000 (-)
2025	$6,741.00 (+2.15%)	$92,720 (+1.45%) Land $16,253 Building $76,467	$488,000 (+1.45%)
2024	$6,599.00 (+0.73%)
2023	$6,551.00	$91,398 Land $15,643 Building $75,755	$481,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEES SUMMIT PWS serves 99,400 people · EPA ID MO1010459
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on SE Ripple Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures