428 Santee Dr, Santee, SC 29142 Property Records

Orangeburg County property record for 428 Santee Dr, Santee, SC 29142

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,717 sqft · built 1988
Lot Size	0.412 acres (17,947 sqft)
Owner	2 Individual Names on Record
Last Sale	$256,000 (Jul 2020)
Tax Bill	$2,339 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0324-16-01-016`

Property Details

APN / Parcel Number

Primary APN	`0324-16-01-016`
Alternative APNs	`03241601016.000` `03430606015000` `991865`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,717 sqft Living Area
Gross Area	3,641 sqft
1st Floor Area	1,793 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Shingle
Lot Area	17,947 sqft (0.412 acres)
Lot Dimensions	185 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	826 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	991865
Street Address	428 SANTEE DR
City	SANTEE
State	SC
Zip	29142-9305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	428 SOUTH SANTEE DR #3 SANTEE COOPER RESORT 8 D 34 10660216
Legal Subdivision	SUBDIVISION NO 3
Legal Block	D
Legal Lot Number	8
Jurisdiction	ORANGEBURG SC
Township / Civil Division	SANTEE-VANCE
Census Block Group	1
Census Block	1036
Census Tract	10305

Owner

Source: Orangeburg County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	428 SANTEE DR, SANTEE, SC 29142-9305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Jul 13, 2020	Grant Deed, Transfer · Conventional with PMI BENCHMARK MTG
Jul 23, 2018	Grant Deed, Transfer · FHA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2020 · Amount on Record
Deed Sale	Jul 13, 2020 · Amount on Record
Prior Sale	Jul 23, 2018 · Amount on Record
Deed Document Number	20202414
Deed Book / Page	1945 / 7
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGEBURG SC
Property Address	428 SANTEE DR, SANTEE, SC 29142-9305
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2753/0267
Date	Jan 19, 2021
Book Page	M2753/267
Instrument	M2021000239

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGEBURG SC
Recording Date	Jul 13, 2020
Property Address	428 SANTEE DR, SANTEE, SC 29142-9305
Document Number	1945/0007
Book / Page	001945 / 000007
Instrument Date	Jun 25, 2020
Instrument	2414
Transaction Type	Transfer
Record Updated	Oct 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$947.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	428 SANTEE DR SANTEE SC 291429305, SANTEE, SC 29142-9305

Mortgage

Document Number	2708/0048
Date	Jul 13, 2020
Book Page	002708/000048
Instrument	2223

Lender

Name	BENCHMARK MTG
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGEBURG SC
Recording Date	Jul 23, 2018
Property Address	428 SANTEE DR, SANTEE, SC 29142-9305
Document Number	1819/0317
Book / Page	001819 / 000317
Instrument Date	Jul 10, 2018
Instrument	3184
Transaction Type	Transfer
Record Updated	Aug 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$871.35
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 SANTEE DR SANTEE SC 291429305, SANTEE, SC 29142-9305

Mortgage

Document Number	2577/0147
Date	Jul 23, 2018
Book Page	002577/000147
Instrument	2337

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2048

Tax Assessment & Valuation

Source: Orangeburg County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Orangeburg County
Unified School District	Orangeburg County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,339.00 (+1.7%)	$335,000 (+2,746.22%) Land $42,100 Building $292,900
2024	$2,300.00 (+17.77%) Homeowner's exemption	$11,770 (+14.95%) Land $1,479 Building $10,291	$335,000 (+30.87%) Land $42,100 Building $292,900
2023		$10,239 (-) Land $1,367 Building $8,872
2022	$1,953.00 Additional exemption filed	$10,239 Land $1,367 Building $8,872	$255,970 (-) Land $34,170 Building $221,800
2019			$255,970 Land $34,170 Building $221,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TRICOLINK Fiber	1,000 / 1,000
NTInet Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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