428 S Summit St, El Dorado, KS 67042 Property Records

Butler County property record for 428 S Summit St, El Dorado, KS 67042

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 912 sqft · built 1925
Lot Size0.117 acres (5,104 sqft)
OwnerIndividual Name on File
Tax Bill$1,960 (2025)
Deeds & MortgagesNov 2025 Second Mortgage
Flood ZoneZone X (minimal risk)
APN007-4124000

Property Details

APN / Parcel Number

Primary APN007-4124000
Alternative APNs
  • 008-212-03-0-40-18-007.00-0
  • R11390

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area912 sqft Living Area
1st Floor Area912 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1980
Architectural StyleCottage
Exterior MaterialVinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area5,104 sqft (0.117 acres)
Lot Dimensions116 ft deep x 44 ft wide
Garage TypeDetached
Garage Area380 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area20 sqft
Deck Area80 sqft
Patio Area80 sqft
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number007-4124000
Street Address428 S SUMMIT ST
CityEL DORADO
StateKS
Zip67042-2557
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWILSON'S ADD, S03, T26, R05E, 5104 SQUARE FEET, S44 W116 BLK 16
Legal Range05E
Legal Township26S
Legal Section03
Legal SubdivisionWILSON'S ADD
Legal Block16
JurisdictionBUTLER KS
Township / Civil DivisionEL DORADO
Census Block Group3
Census Block3010
Census Tract20500

Owner

428 S Summit St is owned and occupied by an individual.

Source: Butler County records, as of August 6, 2026

Owner of RecordIndividual Name on File
Mailing Address428 S SUMMIT ST, EL DORADO, KS 67042-2557
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTLER KS
Property Address428 S SUMMIT ST, EL DORADO, KS 67042-2557
Transaction TypeMortgage
Record UpdatedDec 5, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2025/09018
DateNov 13, 2025
Book Page2025/9018
Lender
NameWHITE EAGLE CU
TypeCredit Union
AddressAUGUSTA, KS 67010
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term120 Months
DueNov 25, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 428 S Summit St was $1,960.

Source: Butler County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateKansas
CountyButler County
MunicipalityEl Dorado City
Unified School DistrictEl Dorado Unified School District 490 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,336 (+6.73%) Land $854 Building $7,482$72,490 (+6.74%) Land $7,430 Building $65,060
2025$1,960.00$7,810 Land $687 Building $7,123$67,910 Land $5,970 Building $61,940
2023$6,980 Land $531 Building $6,449$60,700 Land $4,620 Building $56,080
2019$992.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 428 S Summit St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective January 21, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims15 (1993–2025)
Most Recent ClaimJun 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jun 2025 · 5 claims
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding,landslides,and Mudslides, May 2019 · 2 claims
  • Flooding 10/31/98, Nov 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 428 S Summit St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF EL DORADO
serves 12,810 people · EPA ID KS2001511
Water SourceSurface water
Last State InspectionFeb 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Apr 2020
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Nextlink
Fixed Wireless
1,000 / 500
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Velocity Internet.

Nearby Properties on S Summit St

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