428 S Mill St, Mount Carroll, IL 61053 Property Records

Carroll County property record for 428 S Mill St, Mount Carroll, IL 61053

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,376 sqft · built 1966
Lot Size0.276 acres (12,023 sqft)
OwnerIndividual Name on File
Tax Bill$3,944 (2025)
Flood ZoneZone X (minimal risk)
APN05-08-12-210-006

Property Details

APN / Parcel Number

Primary APN05-08-12-210-006

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,376 sqft Living Area
Basement Area1,376 sqft
Unfinished Basement1,376 sqft

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1991
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,023 sqft (0.276 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area84 sqft
Deck AreaDeck Area
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address428 S MILL ST
CityMOUNT CARROLL
StateIL
Zip61053-1234
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 MILL HEIGHTS 05-001-673-00
Legal SubdivisionMILL HEIGHTS
Legal Lot Number7
JurisdictionCARROLL IL
Township / Civil DivisionMOUNT CARROLL
Census Block Group3
Census Block3032
Census Tract960400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Mount Carroll Historic District
listed 1980 · 172 contributing resources · NRIS 80001340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

428 S Mill St, a single family home, is owned by an individual.

Source: Carroll County records, as of June 23, 2026

Owner of RecordIndividual Name on File
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 428 S Mill St was $3,944, up 1.4% from the year before.

Source: Carroll County assessment roll, as of June 1, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCarroll County
County SubdivisionMount Carroll Township
MunicipalityMount Carroll City
Unified School DistrictWest Carroll Community Unit School District 314 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,944.00 (+1.41%)$46,015 Land $4,503 Building $41,512$138,058 Land $13,510 Building $124,548
2024$3,889.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 428 S Mill St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 428 S Mill St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOUNT CARROLL
serves 1,479 people · EPA ID IL0150200
Water SourceGroundwater
Last State InspectionMar 2025
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Jo-Carroll Energy
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
JCWIFI.com
Fixed Wireless
200 / 200

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