428 S Main St, Fall River, MA 02721 Property Records

Bristol County and Fall River City property record for 428 S Main St, Fall River, MA 02721

Property Summary

Property Type	Commercial
Details	0.5 ba · 1,777 sqft · built 1953
Lot Size	0.038 acres (1,677 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Jan 2025)
Tax Bill	$4,008 (2025)
Deeds & Mortgages	Jan 2025 Sale & Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0I-08 B:0000 L:0053`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0I-08 B:0000 L:0053`
Alternative APN	`M:0I=08 B:0000 L:0053`

Interior

Full Baths	0.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,777 sqft Total Area
Gross Area	2,512 sqft
Basement Area	1,066 sqft
Unfinished Basement	533 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	1,677 sqft (0.038 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	428 S MAIN ST
City	FALL RIVER
State	MA
Zip	02721-5322
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	CBD
Legal Lot Number	53
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	2
Census Block	2000
Census Tract	640901

Owner

Source: Bristol County and Fall River City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	428 S MAIN ST, FALL RIVER, MA 02721-5322
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage A&P BORGES LLC
Oct 31, 2023	Deed, Transfer · Stand-Alone First Mortgage SALEM FIVE CENTS SAVINGS BANK
May 18, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2025 · Amount on Record
Deed Sale	Jan 31, 2025 · Amount on Record
Prior Sale	Oct 31, 2023 · Amount on Record
Deed Document Number	20251433
Deed Book / Page	11702 / 108
Transfer Doc	9511-53
Record Updated	Oct 29, 2026

January 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Jan 31, 2025
Property Address	428 S MAIN ST, FALL RIVER, MA 02721-5322
Document Number	011702-108
Book / Page	11702 / 108
Instrument Date	Jan 31, 2025
Instrument	1433
Transaction Type	Transfer
Record Updated	Feb 14, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 S MAIN ST, FALL RIVER, MA 02721-5322

Mortgage

Document Number	0000001436
Date	Jan 31, 2025
Instrument	1436

Lender

Name	A&P BORGES LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	011702-111
Date	Jan 31, 2025
Book Page	11702/111
Instrument	1434

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FALL RIVER MA
Recording Date	Oct 31, 2023
Property Address	428 S MAIN ST, FALL RIVER, MA 02721-5322
Document Number	0011401-47
Book / Page	11401 / 47
Instrument Date	Oct 31, 2023
Instrument	14788
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 HARRIS RD, BOXFORD, MA 01921-1802

Mortgage

Document Number	0000014789
Date	Oct 31, 2023
Instrument	14789

Lender

Name	SALEM FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	May 18, 2018
Property Address	428 S MAIN ST, FALL RIVER, MA 02721-5322
Document Number	9511-53
Book / Page	009511 / 000053
Instrument Date	May 18, 2018
Instrument	7880
Transaction Type	Transfer
Record Updated	Jan 12, 2019

Transaction

Amount	Amount Recorded
Tax	$478.80
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 RIDGE ST FALL RIVER MA 027243450, FALL RIVER, MA 02724-3450

Tax Assessment & Valuation

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,008.00 (+14.51%)	$168,200 (+15.05%) Land $103,500 Building $64,700
2024	$3,500.00 (+6.16%)	$146,200 (+14.22%) Land $98,700 Building $47,500
2023	$3,297.00	$128,000 Land $82,200 Building $45,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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