428 S Edgewood Rd, Mount Vernon, OH 43050 Property Records

Knox County property record for 428 S Edgewood Rd, Mount Vernon, OH 43050

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,108 sqft · built 1975
Lot Size	0.229 acres (9,975 sqft)
Owner	Individual Name on Record
Last Sale	$119,000 (Jan 2001)
Tax Bill	$2,504 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`66-02531.000`

Property Details

APN / Parcel Number

Primary APN	`66-02531.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,108 sqft Living Area
1st Floor Area	1,108 sqft
Basement Area	1,040 sqft
Finished Basement	832 sqft
Unfinished Basement	208 sqft
Family Room	Family Room

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Bi-Level
Exterior Material	Wood
Construction Type	Frame
Lot Area	9,975 sqft (0.229 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	24 sqft
Patio Area	199 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Electric

Location & Zoning

Street Address	428 S EDGEWOOD RD
City	MOUNT VERNON
State	OH
Zip	43050-3835
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLONIAL HILLS LOT #144
Legal Subdivision	COLONIAL HILLS
Legal Lot Number	144
Jurisdiction	KNOX OH
Township / Civil Division	MOUNT VERNON
Census Block Group	3
Census Block	3027
Census Tract	7500

Owner

Source: Knox County records, as of April 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	428 S EDGEWOOD RD, MOUNT VERNON, OH 43050-3835
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · Conventional Mortgage THE KILLBUCK SAVINGS BANK CO
Jan 18, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 5, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 6, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2001 · Amount on Record
Deed Sale	Jan 18, 2001 · Amount on Record
Prior Sale	Jan 31, 1986 · Amount on Record
Last Transfer Date	Aug 28, 2017
Transfer Doc	0000007138
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	428 S EDGEWOOD RD, MOUNT VERNON, OH 43050-3835
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007116
Date	Oct 7, 2025
Book Page	2094/405
Instrument	202500007116

Lender

Name	THE KILLBUCK SAVINGS BANK CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 2, 2045

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	428 S EDGEWOOD RD, MOUNT VERNON, OH 43050-3835
Transaction Type	Mortgage
Record Updated	Feb 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000412
Date	Jan 18, 2024
Book Page	2006/209
Instrument	202400000412

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2053

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	428 S EDGEWOOD RD, MOUNT VERNON, OH 43050-3835
Transaction Type	Mortgage
Record Updated	Dec 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008247
Date	Dec 5, 2023
Book Page	2001/126
Instrument	202300008247

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KNOX OH
Recording Date	Sep 6, 2017
Property Address	428 S EDGEWOOD RD, MOUNT VERNON, OH 43050-3835
Document Number	0016340164
Book / Page	001634 / 000164
Instrument Date	Aug 28, 2017
Instrument	7138
Transaction Type	Transfer
Record Updated	Sep 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1 FIRST AMERICAN WAY WESTLAKE TX 76262, WESTLAKE, TX 76262

Tax Assessment & Valuation

Source: Knox County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Knox County
Municipality	Mount Vernon City
Unified School District	Mount Vernon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$189,630 (-) Land $22,130 Building $167,500
2025	$2,504.00 (-2.19%)	$66,380 (-) Land $7,750 Building $58,630
2024	$2,560.00 (+1.75%)	$66,380 (-) Land $7,750 Building $58,630
2023	$2,516.00 (+24.86%)	$66,380 (+39.02%) Land $7,750 Building $58,630	$189,630 (+39%) Land $22,130 Building $167,500
2022	$2,015.00	$47,750 Land $5,570 Building $42,180
2020			$136,420 Land $15,920 Building $120,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1998)
Most Recent Claim	Jun 1998 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON CITY PWS private · serves 16,990 people · EPA ID OH4200812
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Mercury Fiber.

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