428 S 610 E, American Fork, UT 84003 Property Records

Utah County property record for 428 S 610 E, American Fork, UT 84003

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,032 sqft · built 2022
Lot Size0.024 acres (1,031 sqft)
OwnerIndividual Name on Record
Last Sale$673,911 (Dec 2024)
Tax Bill$2,293 (2025)
Deeds & MortgagesNov 2025 Mortgage
Feb 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN65-578-0204

Property Details

APN / Parcel Number

Primary APN65-578-0204

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,032 sqft Living Area
Gross Area2,512 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialStucco
Roof TypeGable
Roof MaterialOther
Lot Area1,031 sqft (0.024 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchRaised Porch
Porch Area28 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address428 S 610 E
CityAMERICAN FORK
StateUT
Zip84003-1274
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIT 204, CK FARMS, TERRACOM COMMUNITIES, PHASE 2 SUB AREA 0.024 AC.
Legal SubdivisionCK FARMS, TERRACOM COMMUNITIES, PHASE 2
Legal Phase2
Legal Unit204
JurisdictionUTAH UT
Township / Civil DivisionAMERICAN FORK-PLEASANT GROVE
Census Block Group2
Census Block2015
Census Tract400

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address428 S 610 E, AMERICAN FORK, UT 84003-1274
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2025Deed of Trust, Mortgage · Conventional Mortgage
INTERCAP LENDING
Feb 17, 2023Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
PLAINS COMMERCE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 31, 2024 · Amount on Record
Deed SaleDec 31, 2024 · Amount on Record
Prior SaleFeb 17, 2023 · Amount on Record
Deed Document Number202492231
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUTAH UT
Property Address428 S 610 E, AMERICAN FORK, UT 84003-1274
Transaction TypeMortgage
Record UpdatedNov 24, 2025
Title CompanyUNKNOWN, UTAH FIRST TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address428 S 610 E, AMERICAN FORK, UT 84003-1274

Mortgage

Document Number0000089250
DateNov 14, 2025
Instrument89250:2025
Lender
NameINTERCAP LENDING
TypeMortgage Company
AddressSALT LAKE CITY, UT 84121
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

February 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionUTAH UT
Recording DateFeb 17, 2023
Property Address428 S 610 E, AMERICAN FORK, UT 84003-1274
Document Number0000010034
Instrument DateFeb 17, 2023
Instrument10034:2023
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 22, 2023
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address849 W LEVOY DR, SALT LAKE CITY, UT 84123-2555

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address428 S 610 E, AMERICAN FORK, UT 84003-1274

Mortgage

Document Number0000010035
DateFeb 17, 2023
Instrument10035:2023
Lender
NamePLAINS COMMERCE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2053

Mortgage

Document Number0000010036
DateFeb 17, 2023
Instrument10036:2023
Lender
NamePLAINS COMMERCE BANK
TypeBank
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateUtah
MunicipalityAmerican Fork City
CountyUtah County
Unified School DistrictAlpine School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$264,990 (-44.48%)$481,800 (+0.94%) Land $149,300 Building $332,500
2025$2,293.00$477,300 (+98.09%) Land $149,300 Building $328,000$477,300 (+8.95%) Land $149,300 Building $328,000
2024$2,293.00 (+12.13%)
2023$2,045.00 (+58.53%)$240,955$438,100 Land $142,200 Building $295,900
2022$1,290.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAMERICAN FORK CITY
serves 39,045 people · EPA ID UTAH25008
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CentraCom, CenturyLink, Utah Broadband, Utah Telecommunication Open Infrastructure Agency.

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