Pottawatomie County property record for 428 S 4th St, Mcloud, OK 74851
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 926 sqft · built 1960 |
| Lot Size | 0.247 acres (10,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $95,000 (Aug 2022) |
| Tax Bill | $743 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30706 |
| Primary APN | 30706 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 926 sqft Living Area |
| 1st Floor Area | 926 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 10,800 sqft (0.247 acres) |
| Lot Dimensions | 150 ft deep x 72 ft wide |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Porch | Covered Porch |
| Porch Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 30706 |
|---|---|
| Old Parcel Number | 469501801500000000 |
| Street Address | 428 S 4TH ST |
| City | MCLOUD |
| State | OK |
| Zip | 74851-8110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGH SCHOOL BLK 18 N28' LOT 15 & S44' LOT 16 |
| Legal Range | 02E |
| Legal Township | 11N |
| Legal Section | 16 |
| Legal Quarter | NE |
| Legal Subdivision | HIGH SCHOOL (MCLOUD) |
| Legal Block | 18 |
| Legal Lot Number | 15,16 |
| Jurisdiction | POTTAWATOMIE OK |
| Township / Civil Division | SHAWNEE |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 501005 |
Source: Pottawatomie County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 428 S 4TH ST, MCLOUD, OK 74851-8110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2022 | Warranty Deed, Transfer · Conventional Mortgage COMMUNICATION FCU |
| Nov 25, 2019 | Deed of Trust, Mortgage · Commercial Mortgage OKLAHOMA STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2022 · Amount on Record |
| Deed Sale | Aug 31, 2022 · Amount on Record |
| Prior Sale | Mar 11, 2005 |
| Deed Document Number | 202200011543 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POTTAWATOMIE OK |
| Recording Date | Aug 31, 2022 |
| Property Address | 428 S 4TH ST, MCLOUD, OK 74851-8110 |
| Document Number | 0000011543 |
| Instrument Date | Aug 26, 2022 |
| Instrument | 202200011543 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $142.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 428 S 4TH ST, MCLOUD, OK 74851-8110 |
| Document Number | 0000011544 |
|---|---|
| Date | Aug 31, 2022 |
| Instrument | 202200011544 |
| Name | COMMUNICATION FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POTTAWATOMIE OK |
| Property Address | 428 S 4TH ST, MCLOUD, OK 74851-8110 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000013187 |
|---|---|
| Date | Nov 25, 2019 |
| Instrument | 201900013187 |
| Name | OKLAHOMA STATE BANK |
|---|---|
| Type | Bank |
| Address | GUTHRIE, OK 73044 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Pottawatomie County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Pottawatomie County |
| Municipality | McLoud City |
| Unified School District | McLoud Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $743.00 (-4.5%) | $8,164 (-3.79%) Land $810 Building $7,354 | $68,037 (-3.79%) Land $6,750 Building $61,287 |
| 2024 | $778.00 (-24.9%) | $8,486 (-25.56%) Land $810 Building $7,676 | $70,719 (-25.56%) Land $6,750 Building $63,969 |
| 2023 | $1,036.00 | $11,400 Land $450 Building $10,950 | $95,000 Land $3,750 Building $91,250 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 42% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCLOUD serves 2,939 people · EPA ID OK2006301 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 20 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 10,000 / 10,000 |
| Vyve Broadband Cable | 2,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Atlink Services Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures