Delaware County property record for 428 Ruth Ave, Upper Chichester, PA 19014
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,146 sqft · built 1941 |
| Lot Size | 0.363 acres (15,812 sqft) |
| Owner | Individual Name on File |
| Last Sale | $96,000 (Mar 2019) |
| Tax Bill | $6,539 (2026) |
| Deeds & Mortgages | Oct 2019 Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-14-252:000 |
| Primary APN | 09-14-252:000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,146 sqft Living Area |
| 1st Floor Area | 1,146 sqft |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Lot Area | 15,812 sqft (0.363 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0914252000 |
|---|---|
| Street Address | 428 RUTH AVE |
| City | UPPER CHICHESTER |
| State | PA |
| Zip | 19014-3337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 STY HSE 100 X 150 |
| Legal Subdivision | TWIN OAKS MANOR SEC F |
| Legal Block | 91 |
| Legal Lot Number | 17,18 |
| Jurisdiction | DELAWARE PA |
| Township / Civil Division | UPPER CHICHESTER |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 406801 |
428 Ruth Ave is owned and occupied by an individual who bought it in March 2019.
Source: Delaware County records, as of May 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 428 RUTH AVE, UPPER CHICHESTER, PA 19014-3337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 24, 2019 | Deed of Trust, Mortgage · FHA Mortgage RESIDENTIAL LNDG |
| Mar 21, 2019 | Grant Deed, Transfer · FHA Mortgage MLB RESID'L LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 21, 2019 · Amount on File |
| Deed Sale | Mar 21, 2019 · Amount on File |
| Deed Document Number | 201912804 |
| Deed Book / Page | 6296 / 1078 |
| Prior Transfer Date | Jun 8, 2000 |
| Prior Transfer Doc | 0000040759 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE PA |
| Property Address | 428 RUTH AVE, UPPER CHICHESTER, PA 19014-3337 |
| Document Number | 0064200260 |
| Instrument Date | Oct 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2020 |
| Title Company | SURETY LENDER SERVICES LLC, SURETY LENDER SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 428 RUTH AVE UPPER CHICHESTER PA 190143337, UPPER CHICHESTER, PA 19014-3337 |
| Document Number | 0064200260 |
|---|---|
| Date | Nov 8, 2019 |
| Book Page | 006420/000260 |
| Instrument | 65265 |
| Name | RESIDENTIAL LNDG |
|---|---|
| Address | SPRINGFIELD, NJ 07081 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 7, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DELAWARE PA |
| Recording Date | Mar 21, 2019 |
| Property Address | 428 RUTH AVE, UPPER CHICHESTER, PA 19014-3337 |
| Document Number | 0062961078 |
| Book / Page | 006296 / 001078 |
| Instrument Date | Dec 21, 2018 |
| Instrument | 12804 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2019 |
| Title Company | NEW HORIZON ABSTRACT INC, NEW HORIZON ABS INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $960.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 428 RUTH AVE UPPER CHICHESTER PA 190143337, UPPER CHICHESTER, PA 19014-3337 |
| Document Number | 62961082 |
|---|---|
| Date | Mar 21, 2019 |
| Book Page | 006296/001082 |
| Instrument | 12805 |
| Name | MLB RESID'L LNDG |
|---|---|
| Address | SPRINGFIELD, NJ 07081 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 20, 2049 |
The 2026 property tax bill for 428 Ruth Ave was $6,539 with a homeowner's exemption.
Source: Delaware County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Delaware County |
| County Subdivision | Upper Chichester Township |
| Unified School District | Chichester School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,539.00 Homeowner's exemption | $176,650 Land $74,200 Building $102,450 | $176,650 Land $74,200 Building $102,450 |
| 2024 | $176,650 Land $74,200 Building $102,450 | ||
| 2023 | $5,542.00 Homeowner's exemption | ||
| 2021 | $176,650 (-) | ||
| 2020 | $176,650 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 428 Ruth Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 428 Ruth Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTER WATER AUTHORITY serves 140,437 people · EPA ID PA1230004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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