San Diego County property record for 428 Rudd Rd, Vista, CA 92084 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1985 |
| Square Footage | 2,060 sqft Living Area |
| Lot Size | 29,621 sqft (0.68 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $210,000 (1993) |
| Tax Bill | $4,832.00 (2025) |
Source: San Diego County records · APN 177-194-16-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 428 RUDD RD, VISTA, CA 92084-6401 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Nov 24, 2021 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Apr 02, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage THE FEDERAL SAVINGS BANK |
| Jan 27, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage THE FEDERAL SAVINGS BANK |
| Oct 14, 2020 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Sep 30, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 28, 1993 · Amount on Record |
| Deed Sale | May 28, 1993 · Amount on Record |
| Prior Sale | Feb 23, 1987 · Amount on Record |
| Deed Doc Number | 1993339881 |
| Last Transfer Date | Jan 14, 2025 |
| Transfer Doc | 0000011242 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 428 RUDD RD, VISTA, CA 92084-6401 |
| Transaction Type | Mortgage |
| Record Updated | Dec 07, 2021 |
| Name | Verified Name |
|---|---|
| Address | 428 RUDD RD, VISTA, CA 92084-6401 |
| Document Number | 0000808746 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 2021-0808746 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 786 Months |
| Due | May 29, 2087 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Jan 01, 2022 |
| Change Frequency | Annually |
| Index | 1-Year CMT |
| Max Rate | 7.16% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 428 RUDD RD, VISTA, CA 92084-6401 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0000115650 |
|---|---|
| Date | Apr 02, 2019 |
| Instrument | 2019-0115650 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 428 RUDD RD, VISTA, CA 92084-6401 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000041467 |
|---|---|
| Date | Jan 27, 2020 |
| Instrument | 2020-0041467 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 428 RUDD RD, VISTA, CA 92084-6401 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 428 RUDD RD, VISTA, CA 92084-6401 |
| Document Number | 0000620340 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 2020-0620340 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92868 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 799 Months |
| Due | May 29, 2087 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Oct 01, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 428 RUDD RD, VISTA, CA 92084-6401 |
| Document Number | 0000620341 |
| Instrument Date | Sep 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 428 RUDD RD VISTA CA 920846401, VISTA, CA 92084-6401 |
| Document Number | 0000620341 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 620341 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 804 Months |
| Due | Oct 13, 2087 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Vista City |
| Unified School District | Vista Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $371,320 (+2%) Land $141,448 Building $229,872 | |
| 2025 | $4,832.00 (+7.28%) Homeowner's exemption | $364,040 (+4.04%) Land $138,675 Building $225,365 |
| 2023 | $4,504.00 (+0.24%) Homeowner's exemption | $349,906 Land $133,291 Building $216,615 |
| 2022 | $4,493.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 35% of the US · above 21% of California |
|---|---|
| Wildfire Likelihood | About 1 in 3,448 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 177-194-16-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,060 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Mediterranean Style |
| Exterior Material | Stucco Exterior |
| Roof Material | Tile Roof |
| Lot Area | 29,621 sqft (0.68 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 428 RUDD RD |
|---|---|
| City | VISTA |
| State | CA |
| Zip | 92084-6401 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 2 TR 010915 |
| Legal Subdivision | VISTA 80-4 |
| Legal Tract | 010915 |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | OCEANSIDE-ESCONDIDO |
| Census Blockgroup | 2 |
| Census Block | 2010 |
| Census Tract | 19602 |
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